15 Truman Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 15 Truman Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,474 sqft · built 2001
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Aug 2023 Refinance Dec 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:078 B:001 L:504`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:078 B:001 L:504`
Alternative APN	`2538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	5,269 sqft
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2538
Street Address	15 TRUMAN RD
City	GORHAM
State	ME
Zip	04038-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	1
Legal Lot Number	504
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1013
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 TRUMAN RD, GORHAM, ME 04038-2174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION
Oct 12, 2018	Deed of Trust, Mortgage TOWN & COUNTRY FCU
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 TRUMAN RD, GORHAM, ME 04038-2174
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402830225
Date	Aug 4, 2023
Book Page	40283/225
Instrument	26393

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 TRUMAN RD, GORHAM, ME 04038-2174
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0389640301
Date	Dec 7, 2021
Book Page	38964/301
Instrument	86445

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 TRUMAN RD, GORHAM, ME 04038-2174
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385060159
Date	Aug 4, 2021
Book Page	38506/159
Instrument	55841

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 TRUMAN RD, GORHAM, ME 04038-2174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0352120159
Date	Oct 12, 2018
Book Page	35212/0159
Instrument	000000052487

Lender

Name	TOWN & COUNTRY FCU

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2023

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 TRUMAN RD, GORHAM, ME 04038-2174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367070196
Date	May 18, 2020
Book Page	36707/196
Instrument	25618

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2025

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,920.00 (+0.67%)	$467,600 (-) Land $105,200 Building $362,400
2024	$6,874.00 (+14.4%)	$467,600 (-) Land $105,200 Building $362,400
2022	$6,009.00	$467,600 Land $105,200 Building $362,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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