Bristol Town property record for 15 Tower St, Bristol, RI 02809
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1 ba · 1,172 sqft · built 1952 |
| Lot Size | 0.194 acres (8,459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $366,000 (Jan 2018) |
| Tax Bill | $5,322 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0059-91 |
| Primary APN | 50-0059-91 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Total Area |
| Gross Area | 2,610 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,459 sqft (0.194 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50-0059-91 |
|---|---|
| Street Address | 15 TOWER ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-4031 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R-20 |
| Legal Lot Number | 111 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 30901 |
15 Tower St, a commercial property, is owned by an individual who bought it in January 2018.
Source: Bristol Town records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 VERNON ST, F, PROVIDENCE, RI 02903-3028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Sep 30, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Jan 3, 2018 | Trustee's Deed, Transfer TOWER OF VERNON LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on File |
| Deed Sale | Jan 3, 2018 · Amount on File |
| Deed Book / Page | 1925 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 21, 2026 |
| Property Address | 15 TOWER ST, BRISTOL, RI 02809-4031 |
| Document Number | 0000002442 |
| Book / Page | 2337 / 336 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 20262442 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 TOWER ST, BRISTOL, RI 02809-4031 |
| Document Number | 0000002442, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 2337/336 |
| Instrument | 20262442 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Oct 1, 2049 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 30, 2019 |
| Property Address | 15 TOWER ST, BRISTOL, RI 02809-4031 |
| Document Number | 2000-134 |
| Book / Page | 2000 / 134 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2000-136 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2000/136 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Jan 3, 2018 |
| Property Address | 15 TOWER ST, BRISTOL, RI 02809-4031 |
| Document Number | 1925-150 |
| Book / Page | 001925 / 000150 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 CASEY DR BRISTOL RI 028094576, BRISTOL, RI 02809-4576 |
| Document Number | 1925-152 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 001925/000152 |
| Name | TOWER OF VERNON LLC |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 15 Tower St was $5,322, up 26.1% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,322.00 (+26.05%) | |
| 2025 | $4,222.00 | $305,500 Land $139,300 Building $166,200 |
| 2023 | $4,081.00 (+2.74%) | $305,500 (-) Land $139,300 Building $166,200 |
| 2022 | $3,972.00 | $305,500 Land $139,300 Building $166,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Tower St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2001–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Tower St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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