15 Tower Rd, Middletown, CT 06457 Property Records

Middletown City property record for 15 Tower Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,362 sqft · built 1988
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2012)
Tax Bill	$8,784 (2024)
Deeds & Mortgages	Nov 2021 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:02 L:0099`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:02 L:0099`
Alternative APN	`R03755`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	4,491 sqft
1st Floor Area	1,169 sqft
Basement Area	1,109 sqft
Unfinished Basement	1,109 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R03755
Street Address	15 TOWER RD
City	MIDDLETOWN
State	CT
Zip	06457-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	99
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1012
Census Tract	541401

Owner

Source: Middletown City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 TOWER RD, MIDDLETOWN, CT 06457-1565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EAGLE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2012 · Amount on Record
Deed Sale	Oct 31, 2012 · Amount on Record
Prior Sale	Dec 14, 1988 · Amount on Record
Deed Document Number	20126
Deed Book / Page	1771 / 272
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	15 TOWER RD, MIDDLETOWN, CT 06457-1565
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026-291
Date	Nov 2, 2021
Book Page	2026/291
Instrument	3656770010

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	15 TOWER RD, MIDDLETOWN, CT 06457-1565
Document Number	1901-360
Book / Page	001901 / 000360
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TOWER RD MIDDLETOWN CT 064571565, MIDDLETOWN, CT 06457-1565

Mortgage

Document Number	1901-360
Date	Aug 18, 2017
Book Page	001901/000360
Instrument	334622

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 17, 2042

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,760 (-) Land $58,050 Building $202,710	$182,532 Land $40,635 Building $141,897
2024	$8,784.00 (+5.46%)	$260,760 (-) Land $58,050 Building $202,710
2023	$8,329.00 (+10.96%)	$260,760 (+30.34%) Land $58,050 Building $202,710
2022	$7,506.00	$200,060 Land $42,480 Building $157,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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