15 Tower Pl, Fort Thomas, KY 41075 Property Records

Campbell County property record for 15 Tower Pl, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details2,088 sqft · built 1954
OwnerIndividual Name on File
Last Sale$155,000 (Nov 2013)
Tax Bill$1,116 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-14-767.00

Property Details

APN / Parcel Number

Primary APN999-99-14-767.00

Interior

Stories2 Stories
Building Area2,088 sqft Living Area

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
TerrainCombination
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999914767.00
Street Address15 TOWER PL
CityFORT THOMAS
StateKY
Zip41075-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 RESERVOIR
Legal SubdivisionRESEVOIR SUB
Legal Lot Number4
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2013
Census Tract52800

Owner

15 Tower Pl is owned and occupied by an individual who acquired it in May 2024.

Source: Campbell County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Mailing Address15 TOWER PL, FORT THOMAS, KY 41075-2134
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2013 · Amount on File
Deed SaleNov 20, 2013 · Amount on File
Prior SaleNov 20, 2013 · Amount on File
Deed Document Number0000000044
Deed Book / Page000756 / 000290
Last Transfer DateMay 10, 2024
Transfer Doc0005338175
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address15 TOWER PL, FORT THOMAS, KY 41075-2134
Document Number0005108497
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 TOWER PL FORT THOMAS KY 410752134, FORT THOMAS, KY 41075-2134

Mortgage

Document Number0005108497
DateApr 20, 2020
Book Page002218/000416
Instrument5108497
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 15 Tower Pl was $1,116.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,116.00$302,500 Land $50,000 Building $252,500$302,500 Land $50,000 Building $252,500
2023$1,194.00 (-2.53%)$302,500 (-) Land $50,000 Building $252,500$302,500 (-) Land $50,000 Building $252,500
2022$1,225.00$302,500 Land $50,000 Building $252,500$302,500 Land $50,000 Building $252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Tower Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Tower Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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