Cumberland County and Harpswell Town property record for 15 Tote Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,307 sqft · built 1980 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,612 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:039 L:015 |
| Primary APN | HARP M:039 L:015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,307 sqft Living Area |
| Gross Area | 4,440 sqft |
| 1st Floor Area | 1,533 sqft |
| Attic | Attic |
| Attic Area | 770 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 436,471 sqft (10 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2985 |
|---|---|
| Street Address | 15 TOTE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF |
| Legal Lot Number | 15 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 17102 |
15 Tote Rd, a single family home, is owned by a company.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 TOTE RD, HARPSWELL, ME 04079-3951 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 15 Tote Rd was $7,612, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,612.00 (+4.72%) | $1,142,900 (-) Land $687,200 Building $455,700 |
| 2024 | $7,269.00 (+4.26%) | $1,142,900 (-) Land $687,200 Building $455,700 |
| 2023 | $6,972.00 (+3.4%) | $1,142,900 (-) Land $687,200 Building $455,700 |
| 2022 | $6,743.00 | $1,142,900 Land $687,200 Building $455,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Tote Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Tote Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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