Westerly Town property record for 15 Tom Harvey Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,709 sqft · built 2018 |
| Lot Size | 0.473 acres (20,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Mar 2021) |
| Tax Bill | $6,359 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2023 Refinance + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:129 B:9 |
| Primary APN | WEST M:129 B:9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 4,669 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,624 sqft (0.473 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 23022818 |
|---|---|
| Street Address | 15 TOM HARVEY RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WESTERLY COMMUNITY CU |
| Feb 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Nov 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Mar 30, 2021 | Warranty Deed, Transfer |
| Apr 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST MTG |
| Dec 21, 2018 | Deed of Trust, Mortgage EASTERN BK |
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Apr 26, 2017 | Fiduciary Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Deed Document Number | 20211856 |
| Deed Book / Page | 2021 / 8299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02021-6919 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 2021/6919 |
| Instrument | 2021-1521 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-1369 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 2023/1369 |
| Instrument | 2023-346 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-29825 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 2021/29825 |
| Instrument | 2021-6603 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 30, 2021 |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2021-8299 |
| Book / Page | 2021 / 8299 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021-1856 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-6381 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 2019/6381 |
| Instrument | 2019-1666 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2020-3230 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 TOM HARVEY RD WESTERLY RI 028913604, WESTERLY, RI 02891-3604 |
| Document Number | 2020-3230 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 002020/023230 |
| Instrument | 5294 |
| Name | SEACOAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2018-2087 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 15 TOM HARVEY RD WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Number | 2018-2087 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002018/022087 |
| Instrument | 5469 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2017-9788 |
| Book / Page | 002017 / 019788 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 15 TOM HARVEY RD WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Number | 2017-9788 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 002017/019788 |
| Instrument | 4918 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 26, 2017 |
| Property Address | 15 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2017-6428 |
| Book / Page | 002017 / 006428 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 1621 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 2017-6430 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 002017/006430 |
| Instrument | 1622 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 25, 2020 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,359.00 (+7.6%) | $894,400 (+45.6%) Land $339,600 Building $554,800 | $1,015,725 |
| 2023 | $5,910.00 (+0.63%) | $614,300 (-) Land $191,500 Building $422,800 | |
| 2022 | $5,873.00 | $614,300 Land $191,500 Building $422,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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