15 Tilghman Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Tilghman Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,826 sqft · built 1962
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 1995)
Tax Bill	$17,328 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02501-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`14-02501-0000-00021`
Alternative APNs	`1400592K00021` `140250100021`

Interior

Building Area	1,826 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400592K00021
Street Address	15 TILGHMAN DR
City	WAYNE
State	NJ
Zip	07470-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	OAK RDG SEC 2
Legal Block	2501
Legal Lot Number	21
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1012
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 TILGHMAN DR, WAYNE, NJ 07470-5318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 10, 2017	Deed of Trust, Mortgage · ARM CHASE MANHATTAN MORTGAGE CORP
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1995 · Amount on Record
Deed Sale	May 5, 1995 · Amount on Record
Deed Book / Page	139 / 115
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 TILGHMAN DR, WAYNE, NJ 07470-5318
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039639
Date	Jun 15, 2021
Book Page	M17207/19
Instrument	2021039639

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 TILGHMAN DR, WAYNE, NJ 07470-5318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARAMOUNT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023118
Date	May 10, 2017
Book Page	M14473/0237
Instrument	2017023118

Lender

Name	CHASE MANHATTAN MORTGAGE CORP
Type	Mortgage Company
Address	EDISON, NJ 08837

Agreement

Type	ARM
Amount	Amount Recorded
Term	189 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2010
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	9.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 TILGHMAN DR, WAYNE, NJ 07470-5318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028733
Date	Jun 28, 2018
Book Page	M15079/0142
Instrument	2018028733

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 TILGHMAN DR, WAYNE, NJ 07470-5318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005186
Date	Jan 28, 2020
Book Page	M15971/0012
Instrument	2020005186

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.86%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.86%
Index	1-Year LIBOR
Max Rate	8.86%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,900 (-) Land $144,400 Building $144,500	$288,900 (-) Land $144,400 Building $144,500
2025	$17,328.00 (+0.88%)	$288,900 (-) Land $144,400 Building $144,500	$288,900 (-) Land $144,400 Building $144,500
2024	$17,177.00 (+5.16%)
2023		$288,900 Land $144,400 Building $144,500	$288,900 Land $144,400 Building $144,500
2022	$16,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1994–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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