15 Thomas St, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 15 Thomas St, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	2,644 sqft · built 1926
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Sep 2021)
Tax Bill	$15,984 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00014-01-00065`

Property Details

APN / Parcel Number

Primary APN	`02-00014-01-00065`
Alternative APNs	`0200014000100065` `0200014100065`

Interior

Stories	2 Stories
Building Area	2,644 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Old Parcel Number	0200014100065
Street Address	15 THOMAS ST
City	CLIFTON
State	NJ
Zip	07013-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Subdivision	OFFICIAL TAX MAP/THE CITY/CLIF
Legal Block	14.1
Legal Lot Number	65
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3000
Census Tract	124202

Owner

15 Thomas St is owned and occupied by two individuals who bought it in September 2021.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 THOMAS ST, CLIFTON, NJ 07013-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Jul 25, 2019	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	202159233
Deed Book / Page	4133 / 111
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 17, 2021
Property Address	15 THOMAS ST, CLIFTON, NJ 07013-1026
Document Number	0000059233
Book / Page	D4133 / 111
Instrument Date	Aug 26, 2021
Instrument	2021059233
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31786 CAMEROS AVENUE, 31786, LEWES, DE 19958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000059234
Date	Sep 17, 2021
Instrument	2021059234

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 25, 2019
Property Address	15 THOMAS ST, CLIFTON, NJ 07013-1026
Document Number	0000031962
Book / Page	D3621 / 0256
Instrument Date	May 20, 2019
Instrument	2019031962
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3550 GALT OCEAN DR APT 411, 3550, FORT LAUDERDALE, FL 33308-6808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000031963
Date	Jul 25, 2019
Book Page	M15619/0106
Instrument	2019031963

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15 Thomas St was $15,984, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,800 (-) Land $75,700 Building $185,100	$260,800 (-) Land $75,700 Building $185,100
2025	$15,984.00 (+3.25%)	$260,800 Land $75,700 Building $185,100	$260,800 Land $75,700 Building $185,100
2024	$15,481.00
2023		$260,800 Land $75,700 Building $185,100	$260,800 Land $75,700 Building $185,100
2022	$14,891.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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