15 Terry Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 15 Terry Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1955
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2023)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B0031100`

Property Details

APN / Parcel Number

Primary APN	`B0031100`
Alternative APN	`PROS M:104 B:152 L:15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	2,416 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	B0031100
Street Address	15 TERRY RD
City	PROSPECT
State	CT
Zip	06712-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	152
Legal Lot Number	15
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347200

Owner

Source: Prospect Town records · APN B0031100

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 TERRY RD, PROSPECT, CT 06712-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ION BANK
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Oct 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Jul 11, 2017	Warranty Deed, Transfer ION BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	2023968
Deed Book / Page	924 / 614
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	15 TERRY RD, PROSPECT, CT 06712-1126
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000907-51
Date	Jan 04, 2022
Book Page	907/51
Instrument	17

Lender

Name	ION BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	109 Months
Due	Feb 01, 2031

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	15 TERRY RD, PROSPECT, CT 06712-1126
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000924-620
Date	Oct 10, 2023
Book Page	924/620
Instrument	2023-970

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Oct 10, 2023
Property Address	15 TERRY RD, PROSPECT, CT 06712-1126
Document Number	000924-614
Book / Page	924 / 614
Instrument Date	Oct 06, 2023
Instrument	2023968
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002023971
Date	Oct 10, 2023
Instrument	2023-971

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000924-617
Date	Oct 10, 2023
Book Page	924/617
Instrument	2023-969

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2033

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 11, 2017
Property Address	15 TERRY RD, PROSPECT, CT 06712-1126
Document Number	806-255
Book / Page	806 / 255
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$37.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8060257
Date	Jul 11, 2017
Instrument	00806/0257

Lender

Name	ION BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00	$203,210 (+63.55%) Land $62,230 Building $140,980	$142,247 Land $43,561 Building $98,686
2024	$5,196.00 (+31.01%)
2023	$3,966.00 (-0.1%)	$124,250 (-) Land $62,240 Building $62,010
2022	$3,970.00	$124,250 Land $62,240 Building $62,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 50 locations within half a mile of this property.

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