15 Tami Trl, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 15 Tami Trl, Gray, ME 04039

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,904 sqft · built 2001
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on File
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:051 B:031 L:035-002`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:051 B:031 L:035-002`
Alternative APNs	`031035002000` `1803`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	114,563 sqft (2.63 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1803
Street Address	15 TAMI TRL
City	GRAY
State	ME
Zip	04039-9655
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Subdivision	EMILYS OVERLOOK
Legal Block	31
Legal Lot Number	35-2
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4003
Census Tract	4702

Owner

15 Tami Trl, a duplex, is owned by an individual.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	9 HIDDEN ACRES LN, GRAY, ME 04039-7508
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	15 TAMI TRL, GRAY, ME 04039-9655
Document Number	0362550127
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 TAMI TRL GRAY ME 040399655, GRAY, ME 04039-9655

Mortgage

Document Number	0362550127
Date	Dec 13, 2019
Book Page	036255/000127
Instrument	64424

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 15 Tami Trl was $4,403.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,403.00	$454,900 Land $124,700 Building $330,200
2023	$4,273.00 (+8.81%)	$281,500 (-) Land $57,400 Building $224,100
2022	$3,927.00	$281,500 Land $57,400 Building $224,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Tami Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Tami Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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