15 Tall Pine St, Vernon, FL 32462 Property Records

Walton County property record for 15 Tall Pine St, Vernon, FL 32462

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 2004
Lot Size	0.401 acres (17,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,000 (Jul 1997)
Tax Bill	$553 (2024)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`19-2S-18-15010-000-0770`

Property Details

APN / Parcel Number

Primary APN	`19-2S-18-15010-000-0770`
Alternative APN	`1032453`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,094 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,468 sqft (0.401 acres)
Lot Dimensions	25 ft deep x 14 ft wide
Garage Type	Detached - Unfinished
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	318 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1032453
Street Address	15 TALL PINE ST
City	VERNON
State	FL
Zip	32462-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM SE/C SEC 19 GO W 3136 FT; RUN N 2128.92 FT TO BEG; S 83 DEG 30 MIN W 75 FT; N 125 FT N 83 DEG 30 MIN E 75 FT S 125 FT TO
Legal Range	18W
Legal Township	02S
Legal Section	19
Legal Subdivision	ADAIR UNRECD (BUNKER)
Legal Lot Number	77
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3062
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	15 TALL PINE ST, VERNON, FL 32462-6342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 1997 · Amount on Record
Deed Sale	Jul 21, 1997 · Amount on Record
Deed Document Number	0001686349
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	15 TALL PINE ST, VERNON, FL 32462-6342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031321478
Date	Feb 5, 2020
Book Page	3132/1478
Instrument	20200004081

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,531 (+6.01%) Land $30,125 Building $123,406	$153,531 (+6.01%) Land $30,125 Building $123,406
2024	$553.00 (+5.33%)
2023	$525.00 (+2.34%) Homeowner's exemption	$144,830 (+0.73%) Land $18,457 Building $126,373	$144,830 (+0.73%) Land $18,457 Building $126,373
2022	$513.00 Homeowner's exemption	$143,775 Land $20,487 Building $123,288	$143,775 Land $20,487 Building $123,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tall Pine St

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