15 Taft Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 15 Taft Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,818 sqft · built 1919
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$207,500 (Jan 2021)
Tax Bill	$5,827 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 288.18-6-65`

Property Details

APN / Parcel Number

Primary APN	`361200 288.18-6-65`
Alternative APNs	`120028801800060650000000` `3911 3180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	808 sqft
Attic	Attic
Attic Area	202 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 3180
Street Address	15 TAFT AVE
City	ONEONTA
State	NY
Zip	13820-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	120
Legal Block	6
Legal Lot Number	65.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1006
Census Tract	590900

Owner

15 Taft Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 TAFT AVE, ONEONTA, NY 13820-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST PRIORITY MTG
Jan 21, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	May 21, 2012 · Amount on File
Deed Document Number	2021361
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	15 TAFT AVE, ONEONTA, NY 13820-1913
Document Number	0000000362
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GARDNER PL #53 ONEONTA NY 138201606, 53, ONEONTA, NY 13820-1606

Mortgage

Document Number	0000000362
Date	Jan 21, 2021
Instrument	362

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jan 21, 2021
Property Address	15 TAFT AVE, ONEONTA, NY 13820-1913
Document Number	0000000361
Instrument Date	Dec 21, 2020
Instrument	361
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 GARDNER PL #53 ONEONTA NY 138201606, 53, ONEONTA, NY 13820-1606

Mortgage

Document Number	362
Date	Jan 21, 2021
Instrument	362

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 15 Taft Ave was $5,827, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,827.00 (+2.48%)
2025	$5,686.00	$150,000 Land $12,700 Building $137,300	$211,268 Land $17,887 Building $193,381
2023		$150,000 Land $12,700 Building $137,300	$185,185 Land $15,679 Building $169,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Taft Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Taft Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Taft Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures