15 Sutherland Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 15 Sutherland Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,184 sqft · built 1917
Lot Size	0.941 acres (40,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Jun 2023)
Tax Bill	$43,001 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01905-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-01905-0000-00004`
Alternative APN	`130190500004`

Interior

Stories	2 Stories
Building Area	3,184 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,994 sqft (0.941 acres)
Lot Dimensions	398 ft deep x 103 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130190500004
Street Address	15 SUTHERLAND RD
City	MONTCLAIR
State	NJ
Zip	07042-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	103X398 IRR
Legal Block	1905
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2007
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed, Transfer · Conventional Mortgage CITIBANK NA
Nov 30, 2022	Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK
Oct 4, 2017	Grant Deed, Transfer BOND STREET MTG
Sep 20, 2017	Deed of Trust, Mortgage BOND STREET MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	202339420
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 30, 2023
Property Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442
Document Number	0000039420
Instrument Date	Jun 28, 2023
Instrument	2023039420
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 N WILLOW ST # ST5, ST5, MONTCLAIR, NJ 07042-3590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442

Mortgage

Document Number	0000039421
Date	Jun 30, 2023
Instrument	2023039421

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 30, 2022
Property Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442
Document Number	0000103563
Instrument Date	Nov 21, 2022
Instrument	2022103563
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	SAND LANE TITLE AGENCY LLC, SAFE HOUSE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 2ND ST, CLIFTON, NJ 07011-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442

Mortgage

Document Number	0000103564
Date	Nov 30, 2022
Instrument	2022103564

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2062

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	LAND RUSH TITLE AGCY LLC, LAND RUSH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021096496
Date	Aug 6, 2021
Instrument	2021096496

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 4, 2017
Property Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442
Document Number	0000088290
Instrument Date	Sep 20, 2017
Instrument	88290
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUTHERLAND RD MONTCLAIR NJ 070422442, MONTCLAIR, NJ 07042-2442

Mortgage

Document Number	88292
Date	Oct 4, 2017
Instrument	88292

Lender

Name	BOND STREET MTG
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 SUTHERLAND RD, MONTCLAIR, NJ 07042-2442
Document Number	0000099725
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUTHERLAND RD MONTCLAIR NJ 070422442, MONTCLAIR, NJ 07042-2442

Mortgage

Document Number	0000099725
Date	Nov 15, 2017
Instrument	99725

Lender

Name	BOND STREET MTG
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,223,000 (-) Land $382,000 Building $841,000	$1,223,000 (-) Land $382,000 Building $841,000
2025	$43,001.00 (+3.32%)	$1,223,000 (-) Land $382,000 Building $841,000	$1,223,000 (-) Land $382,000 Building $841,000
2024	$41,618.00 (+5.29%)
2023		$1,223,000 (+1.73%) Land $382,000 Building $841,000	$1,223,000 (+1.73%) Land $382,000 Building $841,000
2022	$39,528.00 (+1.76%)	$1,202,200 Land $382,000 Building $820,200	$1,202,200 Land $382,000 Building $820,200
2021	$38,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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