15 Surrey Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 15 Surrey Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 1985
Lot Size	0.277 acres (12,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (May 1994)
Tax Bill	$10,040 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13003-14-00007`

Property Details

APN / Parcel Number

Primary APN	`15-13003-14-00007`
Alternative APNs	`1513003001400007` `08581000`

Interior

Stories	2 Stories
Building Area	2,006 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	12,062 sqft (0.277 acres)
Lot Dimensions	134 ft deep x 90 ft wide

Location & Zoning

Account Number	08581000
Street Address	15 SURREY DR
City	OLD BRIDGE
State	NJ
Zip	08857-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	90X134
Legal Subdivision	OLD BRIDGE MANOR SEC 03
Legal Block	13003
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2011
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SURREY DR, OLD BRIDGE, NJ 08857-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Dec 8, 2016	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 1994 · Amount on Record
Deed Sale	May 10, 1994 · Amount on Record
Deed Book / Page	4148 / 497
Last Transfer Date	Sep 28, 2015
Transfer Doc	0011170136
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 SURREY DR, OLD BRIDGE, NJ 08857-2760
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001187
Date	Jan 5, 2021
Book Page	18213/1152
Instrument	2021001187

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 SURREY DR, OLD BRIDGE, NJ 08857-2760
Document Number	0000001626
Book / Page	016628 / 000031
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	MAX TITLE SERVICES INC, MAX TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 SURREY DR OLD BRIDGE NJ 088572760, OLD BRIDGE, NJ 08857-2760

Mortgage

Document Number	0000001626
Date	Jan 17, 2017
Book Page	016628/000031
Instrument	1626

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,700 (+1.3%) Land $61,200 Building $102,500	$163,700 (+1.3%) Land $61,200 Building $102,500
2025	$10,040.00 (+10.02%)	$161,600 (-) Land $61,200 Building $100,400	$161,600 (-) Land $61,200 Building $100,400
2024	$9,126.00 (+6.7%)
2023		$161,600 Land $61,200 Building $100,400	$161,600 Land $61,200 Building $100,400
2022	$8,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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