15 Sunshine Dr, Grayson, KY 41143 Property Records

Carter County property record for 15 Sunshine Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Sep 2022)
Tax Bill	$511 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`104-60-00-035.01`

Property Details

APN / Parcel Number

Primary APN	`104-60-00-035.01`
Alternative APNs	`33484` `2156`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Porch	Slab
Porch Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	33484
Street Address	15 SUNSHINE DR
City	GRAYSON
State	KY
Zip	41143-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 4 (0.425 ACRE) & 0.46 ACRE
Legal Lot Number	4
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1016
Census Tract	960500

Owner

15 Sunshine Dr is owned and occupied by an individual who bought it in September 2022.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	15 SUNSHINE DR, GRAYSON, KY 41143-8315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL BANK OF GRAYSON
Sep 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Deed Document Number	2022553365
Deed Book / Page	485 / 518
Prior Transfer Date	Sep 2, 2022
Prior Transfer Doc	000485/518
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	15 SUNSHINE DR, GRAYSON, KY 41143-8315
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR416/083
Date	Aug 9, 2019
Book Page	OR416/083
Instrument	389984

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2034

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Sep 15, 2022
Property Address	15 SUNSHINE DR, GRAYSON, KY 41143-8315
Document Number	000485/518
Book / Page	485 / 518
Instrument Date	Sep 2, 2022
Instrument	553365
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SUNSHINE DR, 15, GRAYSON, KY 41143-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 SUNSHINE DR, FULTZ, KY 41143-8315

Tax Assessment & Valuation

The 2025 property tax bill for 15 Sunshine Dr was $511.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00	$60,000	$60,000
2023	$517.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Sunshine Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2002–2018)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2018
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Sunshine Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Optimum.

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