15 Sunset Ave, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 15 Sunset Ave, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,517 sqft · built 1967
Lot Size	1.23 acres (53,797 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Jun 2023)
Tax Bill	$22,356 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:32-P:109`

Property Details

APN / Parcel Number

Primary APN	`M:32-P:109`
Alternative APN	`NREA M:032.0 B:0000 L:0109.0`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,517 sqft Living Area
1st Floor Area	2,745 sqft
Basement Area	3,060 sqft
Unfinished Basement	2,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,797 sqft (1.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Tennis Court	Tennis Court
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 SUNSET AVE
City	NORTH READING
State	MA
Zip	01864-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	109.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	3
Census Block	3000
Census Tract	330102

Owner

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 SUNSET AVE, NORTH READING, MA 01864-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · ARM CITIZENS BANK
Jun 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 1, 2022	Deed of Trust, Mortgage · Construction Mortgage NORTHMARK BANK
Feb 2, 2022	Quit Claim Deed, Construction Loan · Construction Mortgage NORTHMARK BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	202361541
Deed Book / Page	81635 / 31
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	15 SUNSET AVE, NORTH READING, MA 01864-1408
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083543-512
Date	Dec 4, 2024
Book Page	83543/512
Instrument	138418

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Dec 1, 2034
Index	Other

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jun 9, 2023
Property Address	15 SUNSET AVE, NORTH READING, MA 01864-1408
Document Number	0081635-31
Book / Page	81635 / 31
Instrument Date	Jun 9, 2023
Instrument	61541
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUNSET AVE, NORTH READING, MA 01864-1408

Mortgage

Document Number	0000061542
Date	Jun 9, 2023
Instrument	61542

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2028
Max Rate At Change	2.75%
Index	Other

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	15 SUNSET AVE, NORTH READING, MA 01864-1408
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080378-126
Date	Jul 1, 2022
Book Page	80378/126
Instrument	101121

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2022: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Feb 2, 2022
Property Address	15 SUNSET AVE, NORTH READING, MA 01864-1408
Document Number	079632-184
Book / Page	79632 / 184
Instrument Date	Feb 2, 2022
Instrument	18200
Transaction Type	Construction Loan
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8225, BRADFORD, MA 01835-0725

Mortgage

Document Number	0000018201
Date	Feb 2, 2022
Instrument	18201

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,356.00 (+7.89%)	$1,711,800 (+9.13%) Land $421,800 Building $1,290,000
2024	$20,721.00 (-4.81%)	$1,568,600 (+0.82%) Land $390,600 Building $1,178,000
2023	$21,767.00	$1,555,900 Land $377,900 Building $1,178,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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