15 Summit St, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 15 Summit St, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,882 sqft · built 1979
Lot Size	0.299 acres (13,001 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Mar 2021)
Tax Bill	$14,696 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`334001 206-5-8`

Property Details

APN / Parcel Number

Primary APN	`334001 206-5-8`
Alternative APNs	`400120600000050080000000` `206-5-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,882 sqft Living Area
1st Floor Area	2,248 sqft
Basement Area	634 sqft
Finished Basement	634 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,001 sqft (0.299 acres)
Lot Dimensions	215 ft deep x 60 ft wide
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	206-5-8
Street Address	15 SUMMIT ST
City	MONROE
State	NY
Zip	10950-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-10
Legal Description	LT 25 CHARLES G MCKENDRIC
Legal Block	5
Legal Lot Number	8.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	14201

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 SUMMIT ST, MONROE, NY 10950-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PLAINS COMMERCE BANK
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 25, 2021	Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Jan 22, 2018	Intrafamily Transfer, Transfer MB FINANCIAL BANK NA
Sep 29, 2017	Trustee's Deed, Foreclosure NEW YORK ABSTRACT SERVICES INC, NEW YORK ABSTRACT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	202119637
Deed Book / Page	14928 / 1716
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000005461
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	15 SUMMIT ST, MONROE, NY 10950-2501
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024056
Date	Apr 18, 2024
Book Page	15558/1129
Instrument	20240024056

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	15 SUMMIT ST, MONROE, NY 10950-2501
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TITLE GUARANTEE COR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043562
Date	Jul 17, 2023
Book Page	15445/1783
Instrument	20230043562

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	15 SUMMIT ST, MONROE, NY 10950-2501
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023965
Date	Apr 14, 2023
Book Page	15407/133
Instrument	20230023965

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 25, 2021
Property Address	15 SUMMIT ST, MONROE, NY 10950-2501
Document Number	0000019637
Book / Page	14928 / 1716
Instrument Date	Mar 2, 2021
Instrument	20210019637
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PRAG BLVD, MONROE, NY 10950-8499

Mortgage

Document Number	0000019638
Date	Mar 25, 2021
Instrument	20210019638

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NY
Recording Date	Jan 22, 2018
Property Address	15 SUMMIT ST, MONROE, NY 10950-2501
Document Number	0000005461
Book / Page	14351 / 1583
Instrument Date	Dec 8, 2017
Instrument	20180005461
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51, MONROE, NY 10950

Mortgage

Document Number	0000005462
Date	Jan 22, 2018
Book Page	0000014351/0000001587
Instrument	20180005462

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 29, 2017
Property Address	15 SUMMIT ST, MONROE, NY 10950-2501
Document Number	0000070154
Book / Page	014298 / 001294
Instrument Date	Sep 19, 2017
Instrument	70154
Transaction Type	Foreclosure
Record Updated	Oct 4, 2017
Title Company	NEW YORK ABSTRACT SERVICES INC, NEW YORK ABSTRACT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$604.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMIT ST MONROE NY 109502501, MONROE, NY 10950-2501

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,000 (-) Land $14,000 Building $48,000	$573,500 (+13.4%)
2024	$14,696.00
2023		$62,000 Land $14,000 Building $48,000	$505,710 Land $114,193 Building $391,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–2006)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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