York County and Biddeford City property record for 15 Summit St, Biddeford, ME 04005 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1920 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,800 (Sep 2017) |
| Tax Bill | $4,086 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:27 L:161 |
| Primary APN | BIDD M:27 L:161 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,607 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 SUMMIT ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROSE H SPEAR |
| Legal Lot Number | 161 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 25203 |
Source: York County and Biddeford City records · APN BIDD M:27 L:161
Assessment roll updated May 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC REGIONAL FEDERAL CREDIT UNION |
| Jul 02, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 08, 2020 | Deed of Trust, Mortgage CARRINGTON MTG SVCS |
| Sep 07, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2017 · Amount on Record |
| Deed Sale | Sep 07, 2017 · Amount on Record |
| Prior Sale | Aug 08, 2016 · Amount on Record |
| Deed Document Number | 201738238 |
| Deed Book / Page | 17555 / 907 |
| Transfer Doc | 0175550907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jun 17, 2026 |
| Property Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Document Number | 0000020595 |
| Book / Page | 19926 / 490 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202620595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Document Number | 0000020595, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 19926/490 |
| Instrument | 202620595 |
| Name | ATLANTIC REGIONAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0182930644 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 18293/644 |
| Instrument | 2020028875 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0181010317 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 18101/317 |
| Instrument | 2019049601 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Document Number | 0183440375 |
| Instrument Date | Aug 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2020 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 SUMMIT ST KENNEBUNK ME 04043, KENNEBUNK, ME 04043 |
| Document Number | 0183440375 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 018344/000375 |
| Instrument | 39133 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 16, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 07, 2017 |
| Property Address | 15 SUMMIT ST, BIDDEFORD, ME 04005-3706 |
| Document Number | 0175550907 |
| Book / Page | 17555 / 0907 |
| Instrument | 2017038238 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017038239 |
|---|---|
| Date | Sep 07, 2017 |
| Instrument | 2017038239 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 07, 2047 |
Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,086.00 (+6.3%) | $273,500 (+1.18%) Land $107,700 Building $165,800 | |
| 2024 | $3,844.00 (+9.17%) | $270,300 (+0.71%) Land $107,700 Building $162,600 | |
| 2023 | $3,521.00 (+1.94%) | $268,400 (+27.51%) Land $105,800 Building $162,600 | $425,410 |
| 2022 | $3,454.00 | $210,500 Land $76,100 Building $134,400 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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