15 Summit Park Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 15 Summit Park Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,657 sqft · built 1954
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Tax Bill	$11,827 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392613 42.14-1-8`

Property Details

APN / Parcel Number

Primary APN	`392613 42.14-1-8`
Alternative APNs	`392613-042-014-0001-008-000-000` `261304201400010080000000` `00381850000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,198 sqft
2nd Floor Area	459 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	540 ft deep x 200 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00381850000
Street Address	15 SUMMIT PK RD
State	NY
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	3/18/76
Legal Block	1
Legal Lot Number	8.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2010
Census Tract	11509

Owner

Source: Rockland County and Ramapo Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1316 PARKVIEW DR, SPRING VALLEY, NY 10977-4978
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Mar 25, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 14, 2021	Bargain and Sale Deed, Transfer
Feb 10, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022
Deed Sale	Mar 25, 2022
Prior Sale	Dec 14, 2021
Deed Document Number	202212070
Prior Transfer Date	Apr 30, 2007
Prior Transfer Doc	0000026581
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Recording Date	Jun 29, 2026
Property Address	15 SUMMIT PARK RD, SPRING VALLEY, NY 10977-1511
Document Number	0000022016
Instrument Date	Jun 25, 2026
Instrument	202622016
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMIT PARK RD, SPRING VALLEY, NY 10977-1511

Mortgage

Document Number	0000022016,
Date	Jun 29, 2026
Instrument	202622016

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 25, 2022
Property Address	15 SUMMIT PARK RD, SPRING VALLEY, NY 10977-1511
Document Number	0000012070
Map Reference	IN 2021-52754
Instrument Date	Feb 14, 2022
Instrument	2022-00012070
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	ASSURED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 PARKVIEW DR, 1316, SPRING VALLEY, NY 10977-4978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 PARKVIEW DR, SPRING VALLEY, NY 10977-4978

Mortgage

Document Number	0000012071
Date	Mar 25, 2022
Instrument	2022-00012071

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 14, 2021
Property Address	15 SUMMIT PARK RD, SPRING VALLEY, NY 10977-1511
Document Number	0000052754
Instrument Date	Apr 2, 2021
Instrument	2021-00052754
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 PARKVIEW DR, 1115, SPRING VALLEY, NY 10977-4976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 PARKVIEW DR, SPRING VALLEY, NY 10977-4978

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Feb 10, 2017
Property Address	15 SUMMIT PARK RD, SPRING VALLEY, NY 10977-1511
Document Number	0000006283
Instrument Date	Feb 6, 2017
Instrument	6283
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	LAND TRACK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 PARKVIEW DR SPRING VALLEY NY 109774976, SPRING VALLEY, NY 10977-4976

Mortgage

Document Number	6284
Date	Feb 10, 2017
Instrument	6284

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,827.00	$48,700 (-) Land $14,000 Building $34,700	$48,700 (-) Land $14,000 Building $34,700
2023		$48,700 Land $14,000 Building $34,700	$48,700 Land $14,000 Building $34,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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