15 Summerlight Dr, Murrells Inlet, SC 29576 Property Records

Georgetown County property record for 15 Summerlight Dr, Murrells Inlet, SC 29576

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,271 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$502,000 (Nov 2021)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`410133B114.00.00`

Property Details

APN / Parcel Number

Primary APN	`410133B114.00.00`
Alternative APN	`65703`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,271 sqft Living Area
1st Floor Area	1,751 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	377 sqft
Porch	Open Porch
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	65703
Old Parcel Number	410133B114.00.00
Street Address	15 SUMMERLIGHT DR
City	MURRELLS INLET
State	SC
Zip	29576-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #114 PALM BAY @ THE BAYS OF PRINCE CREEK SLD 602-9-10
Legal Subdivision	PALM BAY/BAYS/PRINCE CRK
Legal Lot Number	114
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	2
Census Block	2038
Census Tract	920511

Owner

15 Summerlight Dr is owned and occupied by an individual who bought it in November 2021.

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Oct 23, 2017	Deed of Trust, Transfer · Conventional with PMI PALMETTO HERITAGE BK&TR
May 8, 2017	Warranty Deed, Transfer · Conventional Mortgage DEBORAH S FRAZIER
May 5, 2017	Deed of Trust, Mortgage · Line of Credit GARY PLYLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Document Number	202100016848
Deed Book / Page	4247 / 371
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04383/0293
Date	Jul 14, 2022
Book Page	4383/293
Instrument	202200008872

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 17, 2021
Property Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Document Number	04247/0371
Book / Page	4247 / 371
Map Reference	SL 602 PG 9&10
Instrument Date	Nov 9, 2021
Instrument	202100016848
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229

Mortgage

Document Number	202100016849
Date	Nov 17, 2021
Instrument	202100016849

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Document Number	3964/0002
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 SUMMERLIGHT DR MURRELLS INLET SC 295767229, MURRELLS INLET, SC 29576-7229

Mortgage

Document Number	3964/0002
Date	Dec 8, 2020
Book Page	003964/000002
Instrument	14435

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

October 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Document Number	3142/0063
Book / Page	003142 / 000063
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 SUMMERLIGHT DR MURRELLS INLET SC 29576, MURRELLS INLET, SC 29576

Mortgage

Document Number	3142/0063
Date	Oct 23, 2017
Book Page	003142/000063
Instrument	10736

Lender

Name	PALMETTO HERITAGE BK&TR
Type	Bank
Address	PAWLEYS ISLAND, SC 29585

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	May 8, 2017
Property Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Document Number	3026/0301
Book / Page	003026 / 000301
Instrument Date	May 8, 2017
Instrument	4512
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1147 MURRELLS INLET SC 295761147, MURRELLS INLET, SC 29576-1147

Mortgage

Document Number	3026/0305
Date	May 8, 2017
Book Page	003026/000305
Instrument	4513

Lender

Name	DEBORAH S FRAZIER
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	15 SUMMERLIGHT DR, MURRELLS INLET, SC 29576-7229
Document Number	3052/0116
Book / Page	003052 / 000116
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3052/0116
Date	Jun 12, 2017
Book Page	003052/000116
Instrument	5824

Lender

Name	GARY PLYLER

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 Summerlight Dr was $2,718.

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,718.00	$20,365 Land $4,705 Building $15,660	$593,000 Land $137,000 Building $456,000
2023	$2,396.00 (+12.75%)	$17,710 (-) Land $4,140 Building $13,570	$442,700 (-) Land $103,500 Building $339,200
2022	$2,125.00	$17,710 Land $4,140 Building $13,570	$442,700 Land $103,500 Building $339,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Summerlight Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Summerlight Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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