15 Summerhill Dr, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 15 Summerhill Dr, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	2,364 sqft · built 1995
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$438,900 (May 2021)
Tax Bill	$5,166 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale + 1 more
APN	`07-9.0-31-000-000-007.021`

Property Details

APN / Parcel Number

Primary APN	`07-9.0-31-000-000-007.021`

Interior

Building Area	2,364 sqft Base Area
1st Floor Area	2,364 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	76,230 sqft (1.75 acres)

Location & Zoning

Street Address	15 SUMMERHILL DR
City	SAINT JOSEPH
State	MO
Zip	64507-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-OR
Legal Description	SUB:SUMMERHILL ADDITION PLAT 2 LOT:10 BLK:0LGL DESC:PT L 10 BEG NW COR TH NE 350' SE 386.77' NW 70' NW ALG CURVE 100' N 210' TO POB
Legal Subdivision	SUMMERHILL ADDITION PLAT 2
Legal Lot Number	10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1042
Census Tract	2200

Owner

15 Summerhill Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Buchanan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SUMMERHILL DR, SAINT JOSEPH, MO 64507-9671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 27, 2021	Warranty Deed, Transfer
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Aug 19, 2020 · Amount on File
Deed Document Number	20215462
Deed Book / Page	3762 / 799
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	15 SUMMERHILL DR, SAINT JOSEPH, MO 64507-9671
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 CRYSTAL DR, SAINT JOSEPH, MO 64503-2042

Mortgage

Document Number	003762/850
Date	May 27, 2021
Book Page	3762/850
Instrument	2021005513

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 27, 2021
Property Address	15 SUMMERHILL DR, SAINT JOSEPH, MO 64507-9671
Document Number	3762/799
Book / Page	3762 / 799
Instrument Date	May 21, 2021
Instrument	2021005462
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMERHILL DR, SAINT JOSEPH, MO 64507-9671

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 19, 2020
Property Address	15 SUMMERHILL DR, SAINT JOSEPH, MO 64507-9671
Document Number	3752/160
Book / Page	3752 / 160
Map Reference	MB 2093 PG 916
Instrument Date	Aug 12, 2020
Instrument	2020007331
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMERHILL DR, SAINT JOSEPH, MO 64507-9671

Mortgage

Document Number	2020007386
Date	Aug 19, 2020
Instrument	2020007386

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Summerhill Dr was $5,166, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,166.00 (+0.02%)	$82,000 Land $7,600 Building $74,400	$431,590 Land $40,000 Building $391,590
2024	$5,165.00 (+16.7%)
2023	$4,426.00 (-0.78%)	$77,070 (-) Land $7,600 Building $69,470	$405,620 Land $40,000 Building $365,620
2022	$4,461.00	$77,070 Land $7,600 Building $69,470
2021			$405,620 Land $40,000 Building $365,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 15 Summerhill Dr; there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Summerhill Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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