15 Stevens St, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 15 Stevens St, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1990
Lot Size	4.97 acres (216,493 sqft)
Owner	Individual Name on Record
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Dec 2024 Transfer Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`353289 242.00-02-16`

Property Details

APN / Parcel Number

Primary APN	`353289 242.00-02-16`
Alternative APNs	`328924200300020340600000` `353289 242.03-02-34.06`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	216,493 sqft (4.97 acres)
Lot Dimensions	200 ft deep x 185 ft wide
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	15 STEVENS ST
City	CENTRAL SQUARE
State	NY
Zip	13036-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	13TH TOWNSHIP OF SCRIBAS PATENT
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	2
Census Block	2001
Census Tract	20703

Owner

Source: Oswego County and Hastings Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8258 LARKSPUR DR, BALDWINSVILLE, NY 13027-9364
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Quit Claim Deed, Transfer GATEWAY ABSTRACT, GATEWAY ABSTRACT INC
Jul 22, 2019	Deed of Trust, Mortgage M&T BK
Jul 24, 2019	Warranty Deed, Transfer · Conventional with PMI M&T BK
Jul 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2024
Transfer Doc	0000001129
Record Updated	Sep 20, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 16, 2024
Property Address	15 STEVENS ST, CENTRAL SQUARE, NY 13036-3421
Document Number	0000001129
Instrument Date	Oct 31, 2024
Instrument	R-2024-011129
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GATEWAY ABSTRACT, GATEWAY ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3808 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8258 LARKSPUR DR, BALDWINSVILLE, NY 13027-9364

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	15 STEVENS ST, CENTRAL SQUARE, NY 13036-3421
Document Number	0000006171
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 TREVI LN CLAY NY 130418937, CLAY, NY 13041-8937

Mortgage

Document Number	0000006171
Date	Jul 24, 2019
Instrument	6171

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 24, 2019
Property Address	15 STEVENS ST, CENTRAL SQUARE, NY 13036-3421
Document Number	0000006170
Instrument Date	Jul 12, 2019
Instrument	6170
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8258 LARKSPUR DR BALDWINSVILLE NY 130279364, BALDWINSVILLE, NY 13027-9364

Mortgage

Document Number	6171
Date	Jul 24, 2019
Instrument	6171

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 24, 2019
Property Address	15 STEVENS ST, CENTRAL SQUARE, NY 13036-3421
Document Number	0000006169
Instrument Date	Jul 8, 2019
Instrument	6169
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STEVENS ST CENTRAL SQUARE NY 130363421, CENTRAL SQUARE, NY 13036-3421

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00	$114,000 (-) Land $18,000 Building $96,000	$152,000 (+14.67%) Land $24,000 Building $128,000
2023		$114,000 Land $18,000 Building $96,000	$132,558 Land $20,930 Building $111,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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