15 Stephens St, Ward, AR 72176 Property Records

Lonoke County property record for 15 Stephens St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,151 sqft · built 1992
Lot Size	0.388 acres (16,938 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2023)
Tax Bill	$804 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`800-15012-000`

Property Details

APN / Parcel Number

Primary APN	`800-15012-000`
Alternative APN	`38459`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Flooring	Carpet

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,938 sqft (0.388 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15 STEPHENS ST
City	WARD
State	AR
Zip	72176-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	27
Legal Subdivision	GRIFFIN II
Legal Block	1
Legal Lot Number	12
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Lonoke County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 STEPHENS ST, WARD, AR 72176-9350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SENTE MORTGAGE INC
Mar 27, 2023	Warranty Deed, Transfer LENDERS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	20236136
Transfer Doc	0318000730
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 14, 2023
Property Address	15 STEPHENS ST, WARD, AR 72176-9350
Document Number	0000006136
Book / Page	2023 / 6136
Instrument Date	Jul 11, 2023
Instrument	2023-06136
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3314 SANDHILL RD, LONOKE, AR 72086-9045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STEPHENS ST, WARD, AR 72176-9350

Mortgage

Document Number	0202306137
Date	Jul 14, 2023
Instrument	2023-06137

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 27, 2023
Property Address	15 STEPHENS ST, WARD, AR 72176-9350
Document Number	0000002592
Book / Page	2023 / 2592
Instrument Date	Mar 24, 2023
Instrument	2023-02592
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$303.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 STEPHENS ST, WARD, AR 72176-9350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 SANDHILL RD, LONOKE, AR 72086-9045

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,800 (-) Land $2,000 Building $13,800	$79,000 (-) Land $10,000 Building $69,000
2024	$804.00 (+112.14%)
2023	$379.00 (-11.66%) Homeowner's exemption	$15,800 (-) Land $2,000 Building $13,800	$79,000 (-) Land $10,000 Building $69,000
2022	$429.00 Homeowner's exemption	$15,800 Land $2,000 Building $13,800	$79,000 Land $10,000 Building $69,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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