15 Stella Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 15 Stella Dr, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$825,000 (Jul 2025)
Tax Bill	$11,774 (2024)
Deeds & Mortgages	Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`392689 50.11-3-12`

Property Details

APN / Parcel Number

Primary APN	`392689 50.11-3-12`
Alternative APNs	`392689-050-011-0003-012-000-000` `268905001100030120000000` `00455760000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,240 sqft
2nd Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	300 ft deep x 200 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	246 sqft
Canopy	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00455760000
Street Address	15 STELLA DR
City	SPRING VALLEY
State	NY
Zip	10977-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	TRINITY HOMES SEC 01 & 02
Legal Block	3
Legal Lot Number	12.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1005
Census Tract	11505

Owner

15 Stella Dr is owned by a company that bought it in July 2025.

Source: Rockland County and Ramapo Town records, as of June 9, 2026

Owner of Record	Company Name on File
Mailing Address	36 HARRISON LN, SPRING VALLEY, NY 10977-2152
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Dec 6, 2006 · Amount on File
Deed Document Number	202523515
Prior Transfer Date	May 8, 2015
Prior Transfer Doc	2015013189
Record Updated	Oct 29, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	15 STELLA DR, SPRING VALLEY, NY 10977-2409
Document Number	0000022856
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	WEB TITLE AGENCY, WEB TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STELLA DR SPRING VALLEY NY 109772409, SPRING VALLEY, NY 10977-2409

Mortgage

Document Number	0000022856
Date	Aug 14, 2019
Instrument	22856

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,774.00	$47,500 (-) Land $15,800 Building $31,700	$54,400 (-)
2023		$47,500 (-) Land $15,800 Building $31,700	$54,400 (-) Land $18,095 Building $36,305
2022		$47,500 Land $15,800 Building $31,700	$54,400 Land $18,095 Building $36,305

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Stella Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Stella Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Skywire Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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