15 Steere Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 15 Steere Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,695 sqft · built 2000
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Sep 2025)
Tax Bill	$7,849 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`208-54`

Property Details

APN / Parcel Number

Primary APN	`208-54`
Alternative APN	`CUMB M:024 B:0400 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,695 sqft Living Area
Gross Area	5,005 sqft
1st Floor Area	1,198 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	208-54
Street Address	15 STEERE RD
City	CUMBERLAND
State	RI
Zip	02864-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	400
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2038
Census Tract	11404

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage SHOREHAM BANK
Feb 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
May 22, 2023	Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION
May 22, 2023	Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION
Nov 3, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2025	Deed, Transfer SHOREHAM BANK
Mar 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	May 19, 2000 · Amount on Record
Deed Document Number	2025151227
Deed Book / Page	2011 / 260
Last Transfer Date	Oct 29, 2025
Transfer Doc	002014-786
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002025-609
Date	Mar 16, 2026
Book Page	2025/609
Instrument	154100

Lender

Name	SHOREHAM BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001949-800
Date	Feb 2, 2023
Book Page	1949/800
Instrument	137361

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000639-663
Date	May 22, 2023
Book Page	639/663
Instrument	138873

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Index	Other

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001956-639
Date	May 22, 2023
Book Page	1956/639
Instrument	138873

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Index	Other

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 3, 2025
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Document Number	002014-786
Book / Page	2014 / 786
Instrument Date	Oct 29, 2025
Instrument	151933
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15 STEERE RD, CUMBERLAND, RI 02864-4735

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 24, 2025
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Document Number	002011-260
Book / Page	2011 / 260
Instrument Date	Sep 24, 2025
Instrument	151227
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000151228
Date	Sep 24, 2025
Instrument	151228

Lender

Name	SHOREHAM BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 16, 2022
Property Address	15 STEERE RD, CUMBERLAND, RI 02864-4735
Document Number	001925-676
Book / Page	1925 / 676
Instrument Date	Mar 4, 2022
Instrument	131812
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,849.00 (-3.22%)	$784,100 (+18.62%) Land $276,100 Building $508,000	$866,940
2025	$8,110.00 (+5.59%)	$661,000 (-) Land $199,600 Building $461,400
2023	$7,681.00 (+11.08%)	$661,000 (+43.29%) Land $199,600 Building $461,400
2022	$6,915.00	$461,300 Land $143,800 Building $317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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