Seneca County and Waterloo Town property record for 15 State St, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 844 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (2024) |
| Tax Bill | $2,002.00 (2025) |
| Primary APN | 453801 06-2-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 844 sqft Living Area |
| 1st Floor | 614 sqft 1st Floor |
| Upper Floors | 229 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 96 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 15 STATE ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MB00-72 |
| Legal Block | 2 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 06-2-34
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 STATE ST, WATERLOO, NY 13165-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE |
| Feb 08, 2024 | Warranty Deed, Transfer |
| Aug 02, 2017 | Deed, Transfer UNKNOWN, NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2024 · Amount on Record |
| Deed Sale | Feb 08, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Book / Page | 1093 / 53 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 15 STATE ST, WATERLOO, NY 13165-1524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001913/134 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 1913/134 |
| Instrument | 65294 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 08, 2024 |
| Property Address | 15 STATE ST, WATERLOO, NY 13165-1524 |
| Document Number | 0001093/53 |
| Book / Page | 1093 / 53 |
| Instrument Date | Feb 04, 2024 |
| Instrument | 65565 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 621, WATERTOWN, NY 13601-0621 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 02, 2017 |
| Property Address | 15 STATE ST, WATERLOO, NY 13165-1524 |
| Document Number | 0000000954/0000000285 |
| Book / Page | 0000000954 / 0000000285 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, NA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 373, OVID, NY 14521-0373 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,002.00 (+3.2%) | $41,200 (-) Land $14,400 Building $26,800 | $67,500 (+11.39%) Land $23,592 Building $43,908 |
| 2024 | $1,940.00 (+84.59%) | $41,200 (-) Land $14,400 Building $26,800 | $60,600 (+4.43%) Land $21,181 Building $39,419 |
| 2023 | $41,200 (-) Land $14,400 Building $26,800 | $58,028 (+11.27%) Land $20,282 Building $37,746 | |
| 2022 | $41,200 Land $14,400 Building $26,800 | $52,152 Land $18,228 Building $33,924 | |
| 2019 | $1,051.00 |
Our records do not include FEMA flood map data for 15 State St; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Women's Rights National Historic Park (Boundary Increase) listed 2012 · 3 contributing resources · NRIS 12000134 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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