Monmouth County and Howell Township property record for 15 Starlight Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,124 sqft · built 1985 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Mar 2024) |
| Tax Bill | $12,565 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-62-00019 |
| Primary APN | 21-00035-62-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,124 sqft Living Area |
| 1st Floor Area | 1,622 sqft |
| Upper Floors Area | 1,678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 105 ft deep x 78 ft wide |
| Garage Area | 176 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02300219 |
|---|---|
| Street Address | 15 STARLIGHT RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAND-O-PINES SEC 104 |
| Legal Block | 35.62 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 811401 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Mar 7, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 5, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Jan 25, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on Record |
| Deed Sale | Mar 7, 2024 · Amount on Record |
| Prior Sale | Jul 25, 2000 · Amount on Record |
| Deed Document Number | 202415276 |
| Deed Book / Page | 9680 / 910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 19, 2026 |
| Property Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Document Number | 0000040693 |
| Book / Page | 9793 / 9553 |
| Instrument Date | May 15, 2026 |
| Instrument | 202640693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMTRUST TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Document Number | 0000040693, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 9793/9553 |
| Instrument | 202640693 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.67% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 7, 2024 |
| Property Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Document Number | 0096800910 |
| Book / Page | 9680 / 910 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024015276 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Name | Verified Name |
|---|---|
| Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Document Number | 2024015277 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024015277 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Document Number | 0000063505 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | KNOWLEDGE SPLICE SERVICES, KNOWLEDGE SPLICE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 STARLIGHT RD HOWELL NJ 077312212, HOWELL, NJ 07731-2212 |
| Document Number | 0000063505 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 009420/007267 |
| Instrument | 63505 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 STARLIGHT RD, HOWELL, NJ 07731-2212 |
| Document Number | 0000016714 |
| Book / Page | 009212 / 009383 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 STARLIGHT RD HOWELL NJ 077312212, HOWELL, NJ 07731-2212 |
| Document Number | 0000016714 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 009212/009383 |
| Instrument | 16714 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2042 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778,300 (+6.6%) Land $418,600 Building $359,700 | $778,300 (+6.6%) Land $418,600 Building $359,700 | |
| 2025 | $12,565.00 (+8.82%) | $730,100 (+20.2%) Land $373,600 Building $356,500 | $730,100 (+20.2%) Land $373,600 Building $356,500 |
| 2024 | $11,547.00 (+6.79%) | ||
| 2023 | $607,400 Land $265,600 Building $341,800 | $607,400 Land $265,600 Building $341,800 | |
| 2022 | $10,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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