15 Starlight Ct, Bloomington, IL 61704 Property Records

McLean County property record for 15 Starlight Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1983
Lot Size	0.189 acres (8,249 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2020)
Tax Bill	$4,507 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-276-023`

Property Details

APN / Parcel Number

Primary APN	`14-35-276-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,556 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,236 sqft
Basement Area	804 sqft
Finished Basement	308 sqft
Unfinished Basement	496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,249 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 STARLIGHT CT
City	BLOOMINGTON
State	IL
Zip	61704-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LAKEWOOD ESTATES 2ND ADD LOT 268
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LAKEWOOD ESTATES
Legal Lot Number	268
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1007
Census Tract	1106

Owner

Source: McLean County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 13, 2020	Guardian's Deed, Transfer · FHA Mortgage BUSEY BANK
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	202024618
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0000024618
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jun 10, 2026
Property Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Document Number	0000007787
Instrument Date	May 8, 2026
Instrument	20267787
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341

Mortgage

Document Number	0000007787,
Date	Jun 10, 2026
Instrument	20267787

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	Apr 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341

Mortgage

Document Number	202300009748
Date	Jul 26, 2023
Instrument	2023-00009748

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341

Mortgage

Document Number	202200000925
Date	Jan 18, 2022
Instrument	2022-00000925

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2050

November 2020: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 13, 2020
Property Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Document Number	202000024618
Map Reference	DOC 1978-00010291
Instrument Date	Oct 29, 2020
Instrument	2020-00024618
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341

Mortgage

Document Number	202000024619
Date	Nov 13, 2020
Instrument	2020-00024619

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	202000024620
Date	Nov 13, 2020
Instrument	2020-00024620

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 18, 2020
Property Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Document Number	202000004796
Map Reference	DOC 78-10291
Instrument Date	Mar 16, 2020
Instrument	2020-00004796
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341

Mortgage

Document Number	202000004797
Date	Mar 18, 2020
Instrument	2020-00004797

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 9, 2017
Property Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341
Document Number	201700010161
Map Reference	DOC78-10291
Instrument Date	Jun 1, 2017
Instrument	2017-00010161
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STARLIGHT CT, BLOOMINGTON, IL 61704-2341

Mortgage

Document Number	201700010162
Date	Jun 9, 2017
Instrument	2017-00010162

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,960 (+22.03%) Land $14,010 Building $52,950	$200,880 (+22.03%) Land $42,030 Building $158,850
2024	$4,507.00 (+10.36%)
2023	$4,084.00	$54,873 Land $11,481 Building $43,392	$164,619 Land $34,443 Building $130,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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