Erie County and Lancaster Town property record for 15 Spruceland Ter, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,692 sqft · built 1990 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,500 (Jun 2017) |
| Tax Bill | $8,394 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit Jun 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-16 |
| Primary APN | 145289 126.11-2-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| 2nd Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 186 ft deep x 63.7 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 SPRUCELAND TER |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 16 |
| Legal Subdivision | PINE TREE FARMS |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit GREAT ERIE FCU |
| Jun 22, 2017 | Warranty Deed, Transfer |
| Jun 22, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2017 · Amount on Record |
| Deed Sale | Jun 22, 2017 · Amount on Record |
| Prior Sale | Jun 22, 2017 · Amount on Record |
| Deed Document Number | 2017123177 |
| Deed Book / Page | 11314 / 7191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 15 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Document Number | 0139934014 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 13993/4014 |
| Instrument | 2021085180 |
| Name | GREAT ERIE FCU |
|---|---|
| Type | Credit Union |
| Address | ORCHARD PARK, NY 14127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 3, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 22, 2017 |
| Property Address | 15 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Document Number | 0113147191 |
| Book / Page | 11314 / 7191 |
| Instrument Date | May 16, 2017 |
| Instrument | 2017123177 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,632.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 WILSHIRE DR STE 107, 900, TROY, MI 48084-1600 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Address | 1 CATHEDRAL CT, BUFFALO, NY 14224-2365 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 22, 2017 |
| Property Address | 15 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Document Number | 0113147187 |
| Book / Page | 011314 / 007187 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 900 WILSHIRE DR #107 TROY MI 480841600, 107, TROY, MI 48084-1600 |
| Investor | Possibly a Property Investor |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,394.00 (+109.01%) | ||
| 2025 | $4,016.00 (-50.88%) | $295,000 (-) Land $70,000 Building $225,000 | $460,938 (+12.51%) Land $109,375 Building $351,563 |
| 2024 | $8,176.00 | $295,000 (-) Land $70,000 Building $225,000 | $409,700 (+4.17%) Land $97,217 Building $312,483 |
| 2023 | $295,000 Land $70,000 Building $225,000 | $393,300 Land $93,325 Building $299,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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