15 Spruce Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Spruce Ter, Wayne, NJ 07470 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleRanch
Year BuiltBuilt 1958
Square Footage1,352 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$319,900 (2012)
Tax Bill$12,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-01323-0000-00003
Alternative APNs
  • 1400498000000003
  • 140132300003

Interior

Building Area1,352 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch Style
Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Old Parcel Number1400498000000003
Street Address15 SPRUCE TER
CityWAYNE
StateNJ
Zip07470-4318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionALPS
Legal Block1323
Legal Lot Number3
JurisdictionPASSAIC NJ
Minor Civil DivisionWAYNE
Census Blockgroup2
Census Block2012
Census Tract246202

Owner

Source: Passaic County and Wayne Township records · APN 14-01323-0000-00003

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 SPRUCE TER, WAYNE, NJ 07470-4318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2012 · Amount on Record
Deed SaleDec 18, 2012 · Amount on Record
Deed Doc Number201264024
Deed Book / Page2255 / 224
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address15 SPRUCE TER, WAYNE, NJ 07470-4318
Transaction TypeMortgage
Record UpdatedApr 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 SPRUCE TER, WAYNE, NJ 07470-4318

Mortgage

Document Number0000006312
DateFeb 23, 2023
Book PageM18385/179
Instrument2023006312
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address15 SPRUCE TER, WAYNE, NJ 07470-4318
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyNEW ERA TITLE & SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001338
DateJan 08, 2021
Book PageM16716/135
Instrument2021001338
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address15 SPRUCE TER, WAYNE, NJ 07470-4318
Document Number0000036417
Book / Page014595 / 000281
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedAug 09, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address15 SPRUCE TER WAYNE NJ 074704350, WAYNE, NJ 07470-4350

Mortgage

Document Number0000036417
DateAug 01, 2017
Book Page014595/000281
Instrument36417
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank (FSB)
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$205,800 (-) Land $105,100 Building $100,700$205,800 (-) Land $105,100 Building $100,700
2025$12,344.00 (+0.87%)$205,800 (-) Land $105,100 Building $100,700$205,800 (-) Land $105,100 Building $100,700
2024$12,237.00 (+5.17%)
2023$205,800 Land $105,100 Building $100,700$205,800 Land $105,100 Building $100,700
2022$11,635.00

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