Lyon County property record for 15 Spruce St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.329 acres (14,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,000 (Nov 2022) |
| Tax Bill | $5,756 (2026) |
| Deeds & Mortgages | May 2025 Transfer Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-144011-0 |
| Primary APN | 31-144011-0 |
|---|
| Lot Area | 14,367 sqft (0.329 acres) |
|---|
| Street Address | 15 SPRUCE ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROADACRES ADDITION 01010001 LOTS 1 TO 6 BLK 4 |
| Legal Subdivision | BROADACRES ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 360700 |
15 Spruce St is owned and occupied by two individuals who acquired it in May 2025.
Source: Lyon County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SPRUCE ST, TRACY, MN 56175-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2025 | Intrafamily Transfer, Transfer |
| Jul 2, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on File |
| Deed Sale | Nov 1, 2022 · Amount on File |
| Prior Sale | Jul 2, 2018 · Amount on File |
| Deed Document Number | 2022225996 |
| Last Transfer Date | May 27, 2025 |
| Transfer Doc | 0000230109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | May 30, 2025 |
| Property Address | 15 SPRUCE ST, TRACY, MN 56175-1633 |
| Document Number | 0000230109 |
| Instrument Date | May 27, 2025 |
| Instrument | 230109 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 SPRUCE ST, TRACY, MN 56175-1633 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Jul 2, 2018 |
| Property Address | 15 SPRUCE ST, TRACY, MN 56175-1633 |
| Document Number | 0000216210 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 216210 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $9.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 372 MORGAN ST, TRACY, MN 56175-1230 |
The 2026 property tax bill for 15 Spruce St was $5,756.
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,756.00 | $405,100 (+33.92%) Land $43,800 Building $361,300 | $405,100 (+33.92%) Land $43,800 Building $361,300 |
| 2025 | $302,500 Land $43,800 Building $258,700 | $302,500 Land $43,800 Building $258,700 | |
| 2024 | $584.00 (+1,068%) | ||
| 2023 | $50.00 | $18,200 Land $18,200 | $18,200 Land $18,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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