15 Spruce St, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 15 Spruce St, Champlain, NY 12919 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1994
Square Footage1,092 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageAttached, 720 sqft
Last Sale$240,000 (2025)
Tax Bill$2,418.00 (2025)

Property Details

APN / Parcel Number

Primary APN092801 18.19-2-11
Alternative APN
  • 280101801900020110000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,092 sqft Living Area
1st Floor1,092 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area43,560 sqft (1 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area720 sqft Garage
Porch Area240 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address15 SPRUCE ST
CityCHAMPLAIN
StateNY
Zip12919-5226
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDV J C HUBBELL LOT
Legal Block2
Legal Lot Number11.000
JurisdictionCLINTON NY
Minor Civil DivisionCHAMPLAIN
Census Blockgroup3
Census Block3013
Census Tract100101

Owner

Source: Clinton County and Champlain Town records · APN 092801 18.19-2-11

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 LAKE ST, ROUSES POINT, NY 12979-1320
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Stand Alone Refinance
NORTH COUNTRY SAVINGS BANK
Oct 23, 2025Warranty Deed, Transfer
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2025 · Amount on Record
Deed SaleOct 23, 2025 · Amount on Record
Deed Doc Number20252025-00347039
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address15 SPRUCE ST, CHAMPLAIN, NY 12919-5226
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000331370
DateMay 19, 2023
Instrument20230-00331370
Lender
NameNORTH COUNTRY SAVINGS BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateOct 23, 2025
Property Address15 SPRUCE ST, CHAMPLAIN, NY 12919-5226
Document Number0000347039
Instrument DateOct 14, 2025
Instrument2025-00347039
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 LAKE ST, ROUSES POINT, NY 12979-1320

Mortgage

Document Number0000347040
DateOct 23, 2025
Instrument2025-00347040
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Clinton County and Champlain Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityChamplain Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,418.00 (-54.69%)$192,300 (+5.25%) Land $14,000 Building $178,300$192,300 (+5.25%) Land $14,000 Building $178,300
2024$5,337.00$182,700 (+11.13%) Land $14,000 Building $168,700$182,700 (+11.13%) Land $14,000 Building $168,700
2023$164,400 Land $14,000 Building $150,400$164,400 Land $14,000 Building $150,400

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