15 Spruce Dr, Andover, NJ 07821 Property Records

Sussex County and Green Township property record for 15 Spruce Dr, Andover, NJ 07821

Property Summary

Property Type	Single Family Home
Details	1,101 sqft · built 1969
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2017)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00075-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`08-00075-0000-00025`
Alternative APNs	`080007500025` `00123700`

Interior

Stories	1 Story
Building Area	1,101 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	00123700
Street Address	15 SPRUCE DR
City	ANDOVER
State	NJ
Zip	07821-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0004
Legal Description	INCL LOT 19
Legal Subdivision	LAKE TRANQUILITY SEC 02
Legal Block	75
Legal Lot Number	25
Jurisdiction	SUSSEX NJ
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	374100

Owner

Source: Sussex County and Green Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15 SPRUCE DR, ANDOVER, NJ 07821-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 2, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 1, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Apr 6, 2011 · Amount on File
Deed Document Number	201710260370
Deed Book / Page	3456 / 298
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	00296300046
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	15 SPRUCE DR, ANDOVER, NJ 07821-2235
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099280323
Date	Apr 14, 2021
Book Page	9928/323
Instrument	20210414010089340

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	200 Months
Due	Dec 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	15 SPRUCE DR, ANDOVER, NJ 07821-2235
Document Number	0097560855
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 SPRUCE DR GREEN TOWNSHIP NJ 078212235, GREEN TOWNSHIP, NJ 07821-2235

Mortgage

Document Number	0097560855
Date	Nov 18, 2019
Book Page	009756/000855
Instrument	230670

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2039

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 1, 2017
Property Address	15 SPRUCE DR, ANDOVER, NJ 07821-2235
Document Number	0034560298
Book / Page	003456 / 000298
Instrument Date	Oct 13, 2017
Instrument	260370
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 SPRUCE DR GREEN TOWNSHIP NJ 078212235, GREEN TOWNSHIP, NJ 07821-2235

Mortgage

Document Number	95560450
Date	Dec 1, 2017
Book Page	009556/000450
Instrument	260380

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Sussex County and Green Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Green Township
Unified School District	Green Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,700 (+7.92%) Land $164,400 Building $161,300	$325,700 (+7.92%) Land $164,400 Building $161,300
2025	$6,863.00 (+18.9%)	$301,800 (+103.51%) Land $145,500 Building $156,300	$301,800 (+103.51%) Land $145,500 Building $156,300
2024	$5,772.00 (+5.89%)
2023		$148,300 Land $72,900 Building $75,400	$148,300 Land $72,900 Building $75,400
2022	$5,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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