15 Spring Ct, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 15 Spring Ct, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,364 sqft · built 1900
Lot Size	0.102 acres (4,461 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,898 (2026)
Deeds & Mortgages	Aug 2022 Sale May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0001 B:0026 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0001 B:0026 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
Gross Area	2,256 sqft
Basement Area	718 sqft
Unfinished Basement	718 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,461 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	15 SPRING CT
City	SWAMPSCOTT
State	MA
Zip	01907-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A4
Legal Block	26
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	3
Census Block	3003
Census Tract	202101

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 SPRING CT, SWAMPSCOTT, MA 01907-1911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed, Transfer
May 16, 2019	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 26, 2022
Transfer Doc	0041105-97
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 1, 2022
Property Address	15 SPRING CT, SWAMPSCOTT, MA 01907-1911
Document Number	0041105-97
Book / Page	41105 / 97
Instrument Date	Jul 26, 2022
Instrument	20220801005580
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRING CT, SWAMPSCOTT, MA 01907-1911

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	15 SPRING CT, SWAMPSCOTT, MA 01907-1911
Document Number	37523-377
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPRING CT SWAMPSCOTT MA 019071911, SWAMPSCOTT, MA 01907-1911

Mortgage

Document Number	37523-377
Date	May 21, 2019
Book Page	037523/000377
Instrument	1905211960

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	May 20, 2096

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,898.00 (+7.51%)	$491,500 (+2.76%) Land $228,600 Building $262,900	$634,638 (-3.21%)
2025	$5,486.00 (+6.98%)	$478,300 (+9.5%) Land $228,600 Building $249,700	$655,690
2023	$5,128.00	$436,800 Land $201,500 Building $235,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Nearby Flood Policies	46 units insured incl. 17 condo units
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	18 of 49
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 8 claims Winter Coastal Storm, Dec 1992 · 4 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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