Montgomery County property record for 15 Spiro Ln, New Florence, MO 63363
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.278 acres (12,130 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $490 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1.0-11-000-000-061.000 |
| Primary APN | 13-1.0-11-000-000-061.000 |
|---|
| Lot Area | 12,130 sqft (0.278 acres) |
|---|
| Street Address | 15 SPIRO LN |
|---|---|
| City | NEW FLORENCE |
| State | MO |
| Zip | 63363-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-47-6 LOT 43, LOUTRE VALLEY LAKE INC. |
| Legal Range | 06 |
| Legal Township | 47 |
| Legal Section | 11 |
| Legal Subdivision | LOUTRE VALLEY LAKE |
| Legal Lot Number | 43 |
| Jurisdiction | MONTGOMERY MO |
| Township / Civil Division | DANVILLE |
| Census Block Group | 1 |
| Census Block | 1168 |
| Census Tract | 970300 |
15 Spiro Ln is owned by two individuals who acquired it in June 2005.
Source: Montgomery County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3122 FLINTLOCK PATH, SAINT CHARLES, MO 63301-1208 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2005 |
| Transfer Doc | 545/89 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 15 Spiro Ln was $490, up 7.7% from the year before.
Source: Montgomery County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Montgomery County |
| Unified School District | Montgomery County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,590 (-) | ||
| 2025 | $490.00 (+7.69%) | $8,590 | $45,200 |
| 2024 | $455.00 | ||
| 2023 | $7,900 | $41,600 | |
| 2022 | $439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Spiro Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Spiro Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY CO PWSD 1 serves 3,850 people · EPA ID MO6024406 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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