15 Spencer Dr, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 15 Spencer Dr, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,598 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2019)
Tax Bill	$7,179 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00701-0000-00328`

Property Details

APN / Parcel Number

Primary APN	`12-00701-0000-00328`
Alternative APNs	`1200143001300006` `12001431300006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	12001431300006
Street Address	15 SPENCER DR
City	JACKSON
State	NJ
Zip	08527-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC
Legal Description	.14 AC
Legal Subdivision	FOUR SEASONS AT METEDECONK
Legal Block	701
Legal Lot Number	328
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4011
Census Tract	717200

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 SPENCER DR, JACKSON, NJ 08527-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	201922504
Deed Book / Page	17407 / 1859
Record Updated	Oct 29, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 13, 2019
Property Address	15 SPENCER DR, JACKSON, NJ 08527-4389
Document Number	0174071859
Book / Page	17407 / 1859
Map Reference	MAP J-3136
Instrument Date	Mar 11, 2019
Instrument	2019022504
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MID STATE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 LILAC ST, 16, BERGENFIELD, NJ 07621-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SPENCER DR, JACKSON, NJ 08527-4389

Mortgage

Document Number	2019022505
Date	Mar 13, 2019
Instrument	2019022505

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,500 (-) Land $186,700 Building $309,800	$496,500 (-) Land $186,700 Building $309,800
2025	$7,179.00 (+8.69%)	$496,500 (+99.48%) Land $186,700 Building $309,800	$496,500 (+99.48%) Land $186,700 Building $309,800
2024	$6,605.00 (+5.7%)
2023		$248,900 Land $76,900 Building $172,000	$248,900 Land $76,900 Building $172,000
2022	$6,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35