15 Smith Pl, Charleston, SC 29401 Property Records

Charleston County property record for 15 Smith Pl, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 1890
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Mar 2021)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`457-03-02-082`

Property Details

APN / Parcel Number

Primary APN	`457-03-02-082`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,674 sqft Living Area
1st Floor Area	837 sqft
Upper Floors Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Victorian
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	39 ft deep x 72 ft wide
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	15 SMITH PL
City	CHARLESTON
State	SC
Zip	29401-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HARLESTON GREEN DESCRIPTION -LOT 82 SITE NAME -HARLESTON GREEN
Legal Subdivision	HARLESTON GREEN
Legal Lot Number	82
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

15 Smith Pl is owned by two individuals who bought it in March 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 BILTMORE LN, LAURENS, SC 29360-6065
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jan 30, 2017 · Amount on File
Deed Book / Page	971 / 937
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	09710934
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Mar 17, 2021
Property Address	15 SMITH PL, CHARLESTON, SC 29401-1369
Document Number	09710934
Book / Page	971 / 934
Map Reference	MB BE PG 137
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FRANKLIN RODGERS RD, HINGHAM, MA 02043-2665

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 17, 2021
Property Address	15 SMITH PL, CHARLESTON, SC 29401-1369
Document Number	09710937
Book / Page	971 / 937
Map Reference	MB BE PG 137
Instrument Date	Mar 6, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 BILTMORE LN, LAURENS, SC 29360-6065

Mortgage

Document Number	971940
Date	Mar 17, 2021
Instrument	971/940

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 30, 2017
Property Address	15 SMITH PL, CHARLESTON, SC 29401-1369
Document Number	0613/0344
Book / Page	000613 / 000344
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 SMITH PL CHARLESTON SC 294011369, CHARLESTON, SC 29401-1369

Tax Assessment & Valuation

The 2025 property tax bill for 15 Smith Pl was $4,051, up 10.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+10.11%)	$822,250 (+2,775%) Land $501,750 Building $320,500	$958,241 Land $637,741 Building $320,500
2024	$3,679.00	$28,600
2022	$3,449.00	$28,600	$715,000 Land $400,000 Building $315,000
2020			$715,000 Land $400,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Smith Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 172 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 units insured incl. 38 condo units
Nearby Flood Claims	306 (1978–2025)
Claims Outside the SFHA	1 of 306
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 41 claims Hurricane Matthew, Oct 2016 · 24 claims Hurricane Hugo, Sep 1989 · 171 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Smith Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Home Telecom.

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