15 Skyridge Ct, Sylva, NC 28779 Property Records

Jackson County property record for 15 Skyridge Ct, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2023)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7631-53-2617`

Property Details

APN / Parcel Number

Primary APN	`7631-53-2617`
Alternative APN	`173999`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,800 sqft Heated Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	552 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	15 SKYRIDGE CT
City	SYLVA
State	NC
Zip	28779-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 RIVERS EDGE
Legal Subdivision	RIVERS EDGE DILLSBORO TOWNSHIP
Legal Lot Number	10
Jurisdiction	JACKSON NC
Township / Civil Division	DILLSBORO
Census Block Group	2
Census Block	2016
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Book / Page	2364 / 737
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Apr 2, 2026
Property Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634
Document Number	2417000599
Book / Page	2417 / 599
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PA-ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634

Mortgage

Document Number	2417000599,
Date	Apr 2, 2026
Book Page	2417/599

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 29, 2023
Property Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634
Document Number	0023640737
Book / Page	2364 / 737
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 FAIRFOREST DR, RUTHERFORDTON, NC 28139-3229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634

Mortgage

Document Number	0002364741
Date	Sep 29, 2023
Instrument	2364/741

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SKYRIDGE CT, SYLVA, NC 28779-9634

Mortgage

Document Number	0023590684
Date	Jul 12, 2023
Book Page	2359/684

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.67%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.67%
Max Rate At Change	8.67%
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,994 (-) Land $31,810 Building $360,184
2025	$1,489.00 (+52.87%)	$391,994 (+52.9%) Land $31,810 Building $360,184
2023	$974.00	$256,380 Land $48,930 Building $207,450

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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