15 Silver Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 15 Silver Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,400 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on Record
Last Sale	$275,000 (Jun 2016)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-11-041.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-11-041.00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,400 sqft Finished Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	15 SILVER AVE
City	FT MITCHELL
State	KY
Zip	41017-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEMKER LOT 8
Legal Subdivision	LEMKER LAND
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	15 SILVER AVE, FT MITCHELL, KY 41017-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	201606 09 059 00026
Deed Book / Page	5910 / 91
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	15 SILVER AVE, FT MITCHELL, KY 41017-2909
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900134
Date	May 20, 2021
Book Page	217/799
Instrument	21052005900134

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	15 SILVER AVE, FT MITCHELL, KY 41017-2909
Document Number	0000000092
Book / Page	ORC621 / 000326
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15 SILVER AVE FORT MITCHELL KY 410172909, FORT MITCHELL, KY 41017-2909

Mortgage

Document Number	0000000092
Date	Aug 4, 2017
Book Page	ORC621/000326
Instrument	92

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,800 (-) Land $65,000 Building $400,800	$465,800 (-) Land $65,000 Building $400,800
2025	$1,742.00 (-8.07%)	$465,800 (-) Land $65,000 Building $400,800	$465,800 (-) Land $65,000 Building $400,800
2023	$1,895.00	$465,800 Land $65,000 Building $400,800	$465,800 Land $65,000 Building $400,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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