Westmoreland County property record for 15 Shellfield Ln, Colonial Beach, VA 22443 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,858 sqft · built 2006 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Oct 2025) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Oct 2017 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2C-19 |
| Primary APN | 2C-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,858 sqft Living Area |
| Basement Area | 1,178 sqft |
| Unfinished Basement | 1,178 sqft |
| Utility Area | 96 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 25755 |
|---|---|
| Old Parcel Number | 2C-19 |
| Street Address | 15 SHELLFIELD LN |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHELLFIELD SHORES LOT 19 .29ACDB 900 PG 260 R/S |
| Legal Subdivision | SHELLFIELD SHORES |
| Legal Lot Number | 19 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10401 |
Source: Westmoreland County records · APN 2C-19
Assessment roll updated October 15, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 83 ALGRACE BLVD, STAFFORD, VA 22556-8608 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 04, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage C & F MORTGAGE CORPORATION |
| Sep 17, 2007 | Deed of Trust, Mortgage · Conventional Mortgage NSWC FEDERAL CREDIT UNION |
| Oct 27, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 04, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage C & F MORTGAGE CORPORATION |
| Oct 04, 2017 | Warranty Deed, Transfer · FHA Mortgage C & F MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Document Number | 0009962206 |
| Deed Book / Page | 996 / 2206 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009540515 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 09540515 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000900278 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 900278 |
| Name | C & F MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000774/731 |
|---|---|
| Date | Sep 17, 2007 |
| Book Page | 774/731 |
| Name | NSWC FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 08, 2012 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Oct 27, 2025 |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Document Number | 00996/2206 |
| Book / Page | 996 / 2206 |
| Instrument Date | Oct 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 83 ALGRACE BLVD, STAFFORD, VA 22556-8608 |
| Document Number | 0009962209 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 996/2209 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Oct 27, 2025 |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Document Number | 00996/2206 |
| Book / Page | 996 / 2206 |
| Instrument Date | Oct 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 83 ALGRACE BLVD, STAFFORD, VA 22556-8608 |
| Document Number | 0009962209 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 996/2209 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 900278 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 900278 |
| Name | C & F MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Oct 04, 2017 |
| Property Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Document Number | 0000900260 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 900260 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SHELLFIELD LN, COLONIAL BEACH, VA 22443-6128 |
| Document Number | 0000900264 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 900264 |
| Name | C & F MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000900278 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 900278 |
| Name | C & F MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,489.00 | $366,100 (-) Land $47,500 Building $318,600 | $366,100 (-) Land $47,500 Building $318,600 |
| 2024 | $2,489.00 (+9.7%) | $366,100 (-) Land $47,500 Building $318,600 | $366,100 (-) Land $47,500 Building $318,600 |
| 2023 | $2,269.00 | $366,100 Land $47,500 Building $318,600 | $366,100 Land $47,500 Building $318,600 |
Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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