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15 Shear Water Trl, Ormond Beach, FL 32174 Property Records

Flagler County property record for 15 Shear Water Trl, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,105 sqft Living Area
Lot Size8,429 sqft (0.194 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2026)
Tax Bill$5,414.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-14-31-0252-00000-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area2,105 sqft Living Area
Gross Area2,815 sqft Gross Area
1st Floor2,105 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,429 sqft (0.194 acres)
DrivewayDriveway Brick
Driveway Area400 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address15 SHEAR WATER TRL
CityORMOND BEACH
StateFL
Zip32174-1171
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON WOODS AT HUNTERS RIDGE PHASE I LOT 22 OR 1982/911 OR 2107/418 OR 2165/1637 OR 2239/1397
Legal Range31E
Legal Township14S
Legal Section22
Legal SubdivisionHUNTINGTON WOODS AT HUNTERS RIDGE
Legal Phase1
Legal Lot Number22
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup4
Census Block4129
Census Tract60207

Owner

Source: Flagler County records · APN 22-14-31-0252-00000-0220

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jan 18, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MAINSTREET CMNTY BK/FL
Dec 15, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MAINSTREET CMNTY BK/FL
Nov 02, 2017Grant Deed, Subdivision Related Transfer
SOUTHERN TITLE HOLDINGS COMPANY LLC
Jun 14, 2017Loan Modification, Mortgage
SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2026 · Amount on Record
Deed SaleFeb 12, 2026 · Amount on Record
Prior SaleNov 02, 2017 · Amount on Record
Deed Doc Number20266227
Deed Book / Page3029 / 875
Record RefreshedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateFeb 12, 2026
Property Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0030290875
Book / Page3029 / 875
Map ReferenceMB 37 PG 65
Instrument DateFeb 04, 2026
Instrument2026006227
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address327 HIGH ST APT 124, 124, LOCKPORT, NY 14094-4676

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171

Mortgage

Document Number0003029876
DateFeb 12, 2026
Instrument3029/876
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022541807
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0022541807
DateJan 24, 2018
Book Page002254/001807
Instrument2726
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022490726
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 04, 2018
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0022490726
DateDec 27, 2017
Book Page002249/000726
Instrument44863
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

November 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateNov 02, 2017
Property Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022391397
Book / Page002239 / 001397
Instrument DateOct 26, 2017
Instrument38557
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2017
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC

Transaction

AmountAmount Recorded
Tax$1,934.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address15 SHEAR WATER TRL ORMOND BEACH FL 321741171, ORMOND BEACH, FL 32174-1171

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address15 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022190071
Book / Page002219 / 000071
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,807.00 (-48.15%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$280,659 (+5.99%)$331,408 (-3.07%) Land $80,000 Building $251,408
2024$5,414.00 (+10.67%)
2023$4,892.00 (-5.61%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$264,806 (+3%)$341,918 (+2.44%) Land $80,000 Building $261,918
2022$5,183.00 Homeowner's exemption$257,093$333,763 Land $80,000 Building $253,763

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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