15 Shaler St, Covington, KY 41014 Property Records

Kenton County property record for 15 Shaler St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 940 sqft · built 1914
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jun 2022)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Jun 2022 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-14-11-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-11-003.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	940 sqft Finished Area
Gross Area	980 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 SHALER ST
City	COVINGTON
State	KY
Zip	41014-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHALER ANN LOT 12 SOUTHGATE BLK 28 LOT 12
Legal Subdivision	SHALER ANN
Legal Block	28
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2007
Census Tract	60900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2170 US ROUTE 127, SAINT HENRY, OH 45883-8711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Nov 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEN PERRY REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	2022292
Deed Book / Page	171 / 649
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	0005900038
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 16, 2022
Property Address	15 SHALER ST, COVINGTON, KY 41014-1136
Document Number	0005900292
Book / Page	171 / 649
Instrument Date	Jun 9, 2022
Instrument	22061605900292
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10484 BIG BONE RD, 10484, UNION, KY 41091-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 15, 2021
Property Address	15 SHALER ST, COVINGTON, KY 41014-1136
Document Number	0005900009
Book / Page	130 / 960
Instrument Date	Nov 11, 2021
Instrument	21111505900009
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE STE 108, 4135, COLD SPRING, KY 41076-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10484 BIG BONE RD, UNION, KY 41091-9742

Mortgage

Document Number	0005900010
Date	Nov 15, 2021
Instrument	21111505900010

Lender

Name	KEN PERRY REALTY INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2024

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,100 (+16.78%) Land $10,000 Building $95,100	$105,100 (+16.78%) Land $10,000 Building $95,100
2025	$1,192.00 (-0.5%)	$90,000 (-) Land $5,000 Building $85,000	$90,000 (-) Land $5,000 Building $85,000
2023	$1,198.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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