15 Shadow Ridge Run, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Shadow Ridge Run, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,800 sqft · built 1995
Lot Size	0.866 acres (37,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (May 2019)
Tax Bill	$25,282 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-04700-0000-00145`

Property Details

APN / Parcel Number

Primary APN	`14-04700-0000-00145`
Alternative APNs	`1400675N00022` `140470000145`

Interior

Building Area	3,800 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Lot Area	37,723 sqft (0.866 acres)

Location & Zoning

Old Parcel Number	1400675N00022
Street Address	15 SHADOW RIDGE RUN
City	WAYNE
State	NJ
Zip	07470-4956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	HORIZON HEIGHTS
Legal Block	4700
Legal Lot Number	145
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3005
Census Tract	246002

Owner

Source: Passaic County and Wayne Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SHADOW RIDGE RUN, WAYNE, NJ 07470-4956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Sep 13, 2019	Deed of Trust, Mortgage ROC FUNDING GROUP LLC
May 1, 2019	Deed, Transfer · Conventional Mortgage HOMEEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Feb 5, 1997 · Amount on Record
Deed Document Number	201918606
Deed Book / Page	3566 / 165
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 SHADOW RIDGE RUN, WAYNE, NJ 07470-4956
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	FORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011404
Date	Apr 4, 2023
Book Page	M18437/46
Instrument	2023011404

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 SHADOW RIDGE RUN, WAYNE, NJ 07470-4956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041065
Date	Sep 13, 2019
Book Page	M15711/0243
Instrument	2019041065

Lender

Name	ROC FUNDING GROUP LLC
Type	Non-Lending Institution
Address	STATEN ISLAND, NY 10314

Agreement

Amount	Amount Recorded

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 1, 2019
Property Address	15 SHADOW RIDGE RUN, WAYNE, NJ 07470-4956
Document Number	0000018606
Book / Page	D3566 / 0165
Map Reference	MAP 3194
Instrument Date	Apr 16, 2019
Instrument	2019018606
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,027.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SHADOW RIDGE RUN, 15, WAYNE, NJ 07470-4956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SHADOW RIDGE RUN, WAYNE, NJ 07470-4956

Mortgage

Document Number	0000018607
Date	May 1, 2019
Book Page	M15499/0108
Instrument	2019018607

Lender

Name	HOMEEXPRESS MORTGAGE CORP
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,500 (-) Land $224,300 Building $197,200	$421,500 (-) Land $224,300 Building $197,200
2025	$25,282.00 (+0.88%)	$421,500 (-) Land $224,300 Building $197,200	$421,500 (-) Land $224,300 Building $197,200
2024	$25,062.00 (+5.17%)
2023		$421,500 Land $224,300 Building $197,200	$421,500 Land $224,300 Building $197,200
2022	$23,831.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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