Flagler County property record for 15 Seward Trl E, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,227 sqft · built 1997 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,850 (Jan 2026) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7059-00770-0080 |
| Primary APN | 07-11-31-7059-00770-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 1,227 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,106 sqft (0.232 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 SEWARD TRL E |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 59 BLK 77 LOT 8 OR 160 PG 201 OR 570 PG 71 OR 861/880 OR 1967/935 OR 2311/ 1469 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 77 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60208 |
15 Seward Trl E is owned and occupied by an individual who bought it in January 2026.
Source: Flagler County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Jan 30, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Prior Sale | Oct 10, 2018 · Amount on File |
| Deed Document Number | 20264539 |
| Deed Book / Page | 3026 / 1076 |
| Prior Transfer Date | Nov 13, 2025 |
| Prior Transfer Doc | 0030261076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Investor | Possibly a Property Investor |
| Document Number | 0025951857 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 2595/1857 |
| Instrument | 2021045155 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Document Number | 0030261076 |
| Book / Page | 3026 / 1076 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2026004539 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,006.95 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1031, COLEMAN, FL 33521-1031 |
| Name | Verified Name |
|---|---|
| Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 27, 2022 |
| Property Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Document Number | 0026910359 |
| Book / Page | 2691 / 359 |
| Map Reference | MB 20 PG 1-8 |
| Instrument Date | May 7, 2022 |
| Instrument | 2022027442 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 KANKAKEE TRL, PALM COAST, FL 32164-5656 |
| Name | Verified Name |
|---|---|
| Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Document Number | 0002691361 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2691/361 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 10, 2018 |
| Property Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Document Number | 0023111469 |
| Book / Page | 2311 / 1469 |
| Map Reference | MB20 PG1-8 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 2018038424 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PIONEER TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 BISHOPS CT, 6, GUYTON, GA 31312-4468 |
| Name | Verified Name |
|---|---|
| Address | 15 SEWARD TRL E, PALM COAST, FL 32164-3500 |
| Investor | Possibly a Property Investor |
| Document Number | 2018038425 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 2018038425 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 15 Seward Trl E was $2,880 with a homeowner's exemption, up 2.6% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 (+2.56%) Homeowner's exemption | $201,627 | $202,517 Land $52,000 Building $150,517 |
| 2024 | $2,808.00 (-5.74%) | ||
| 2023 | $2,979.00 (+66.61%) Homeowner's exemption | $203,552 (+48.9%) Land $44,500 Building $159,052 | $203,552 (+2.61%) Land $44,500 Building $159,052 |
| 2022 | $1,788.00 Homeowner's exemption | $136,706 | $198,381 Land $44,000 Building $154,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Seward Trl E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Seward Trl E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures