15 Seabiscuit Dr, Troy, MO 63379 Property Records

Lincoln County property record for 15 Seabiscuit Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,284 sqft · built 2010
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$41,200 (Mar 2007)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-002.004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
Basement Area	2,284 sqft
Unfinished Basement	2,284 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	15 SEABISCUIT DR
City	TROY
State	MO
Zip	63379-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CHAMPION FARMS
Legal Range	01W
Legal Township	50N
Legal Section	34
Legal Subdivision	CHAMPION FARMS
Legal Lot Number	4
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2089
Census Tract	810205

Owner

15 Seabiscuit Dr is owned and occupied by two individuals who bought it in March 2007.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SEABISCUIT DR, TROY, MO 63379-6926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2007 · Amount on File
Deed Sale	Mar 16, 2007 · Amount on File
Deed Document Number	20073050
Deed Book / Page	1929 / 673
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	15 SEABISCUIT DR, TROY, MO 63379-6926
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SEABISCUIT DR, TROY, MO 63379-6926

Mortgage

Document Number	002518/328
Date	Feb 12, 2026
Book Page	2518/328
Instrument	2026001223

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	15 SEABISCUIT DR, TROY, MO 63379-6926
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002453/846
Date	Oct 15, 2020
Book Page	2453/846
Instrument	2020011919

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	15 SEABISCUIT DR, TROY, MO 63379-6926
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002445/948
Date	Apr 24, 2020
Book Page	2445/948
Instrument	2020003957

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 15 Seabiscuit Dr was $4,200.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,729 (-) Land $7,505 Building $61,224
2025	$4,200.00	$68,729 Land $7,505 Building $61,224	$361,730 Land $39,500 Building $322,230
2023	$3,901.00 (+4.17%)	$62,955 Land $6,365 Building $56,590	$331,340 Land $33,500 Building $297,840
2022	$3,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Seabiscuit Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Seabiscuit Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Systec Wireless Communications, Verizon.

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