15 Scott Ter, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 15 Scott Ter, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,320,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00045-09-00037`

Property Details

APN / Parcel Number

Primary APN	`02-00045-09-00037`
Alternative APNs	`0200045000900037` `0200045900037`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0200045900037
Street Address	15 SCOTT TER
City	CLIFTON
State	NJ
Zip	07013-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A2
Legal Description	FACILITY NAME: WIDOW - DISABLED VET
Legal Block	45.9
Legal Lot Number	37
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2010
Census Tract	124311

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 SCOTT TER, CLIFTON, NJ 07013-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Apr 7, 2025 · Amount on Record
Deed Document Number	202617365
Deed Book / Page	5098 / 292
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 20, 2026
Property Address	15 SCOTT TER, CLIFTON, NJ 07013-3130
Document Number	0000017365
Book / Page	5098 / 292
Instrument Date	Apr 15, 2026
Instrument	202617365
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	INVESTORS FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017366,
Date	May 20, 2026
Instrument	202617366

Lender

Name	VALLEY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,700 (-) Land $101,200 Building $64,500	$165,700 (-) Land $101,200 Building $64,500
2025		$165,700 (-) Land $101,200 Building $64,500	$165,700 (-) Land $101,200 Building $64,500
2023	Disabled Person's exemption Veteran's exemption Widower's exemption	$165,700 Land $101,200 Building $64,500	$165,700 Land $101,200 Building $64,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20