15 Scott Ave, Coldwater, MI 49036 Property Records

Branch County property record for 15 Scott Ave, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1961
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2020)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-085-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-085-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Building Perimeter
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	17,860 sqft (0.41 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 SCOTT AVE
City	COLDWATER
State	MI
Zip	49036-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON N LI RIDGEMOOR RD N 61DEG 34MIN E 141.38 FT FR E LI GRAND ST TH N 61DEG 34MIN E 35 FT TH ALG ARC OF 24DEG 50MIN 42SEC
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3008
Census Tract	951500

Owner

Source: Branch County records · APN 303-000-000-085-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 SCOTT AVE, COLDWATER, MI 49036-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Jul 13, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Sep 13, 1995 · Amount on Record
Deed Document Number	20204428
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	15 SCOTT AVE, COLDWATER, MI 49036-1039
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907608
Date	Dec 02, 2019
Instrument	2019-07608

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 10, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 13, 2020
Property Address	15 SCOTT AVE, COLDWATER, MI 49036-1039
Document Number	202004428
Instrument Date	Jul 09, 2020
Instrument	2020-04428
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SCOTT AVE, 15, COLDWATER, MI 49036-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 QUIMBY RD, COLDWATER, MI 49036-9573

Mortgage

Document Number	202004429
Date	Jul 13, 2020
Instrument	2020-04429

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,700 (+2.01%)	$253,400 (+2.01%)
2025	$4,365.00 (+3.68%)	$124,200	$248,400
2024	$4,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Coldwater Board of Public Utilities	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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