Scituate Town property record for 15 School St, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1938 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,794 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-0592-00 |
| Primary APN | 7-0592-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7-0592-00 |
|---|---|
| Street Address | 15 SCHOOL ST |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-3718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 49 |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 12602 |
Source: Scituate Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 SCHOOL ST, SMITHFIELD, RI 02917-3718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Aug 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 15 SCHOOL ST, SMITHFIELD, RI 02917-3718 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00001563-7 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 1563/7 |
| Instrument | 2025-2494 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 15 SCHOOL ST, SMITHFIELD, RI 02917-3718 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1332-1 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 1332/1 |
| Instrument | 2021-505 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 15 SCHOOL ST, SMITHFIELD, RI 02917-3718 |
| Document Number | 1125-90 |
| Book / Page | 001125 / 000090 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 15 SCHOOL ST SMITHFIELD RI 029173718, SMITHFIELD, RI 02917-3718 |
| Document Number | 1125-90 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 001125/000090 |
| Instrument | 41584 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2032 |
Source: Scituate Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Scituate Town |
| Unified School District | Scituate School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,794.00 (+8.14%) | $467,600 (+19.74%) Land $161,200 Building $306,400 | $474,766 |
| 2023 | $5,358.00 (+2.7%) | $390,500 (-) Land $149,000 Building $241,500 | |
| 2022 | $5,217.00 | $390,500 Land $149,000 Building $241,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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