15 Santiago Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 15 Santiago Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 840 sqft · built 1994
Owner	2 Individual Names on Record
Last Sale	$153,900 (Oct 2020)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`184371-0981`

Property Details

APN / Parcel Number

Primary APN	`184371-0981`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994

Location & Zoning

Street Address	15 SANTIAGO CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR515/274) CONQUISTADOR CONDO APTS OF ST AUG SHORES BLDG 98 UNIT A OR5074/1386
Legal Range	30E
Legal Township	08S
Legal Section	40
Legal Subdivision	CONQUISTADOR PH 2 BLDG 98
Legal Block	98
Legal Lot Number	A
Legal Unit	A
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2001
Census Tract	21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 19, 2017	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	202092431
Deed Book / Page	5074 / 1386
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 19, 2020
Property Address	15 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Document Number	0050741386
Book / Page	5074 / 1386
Map Reference	MB 515 PG 274
Instrument Date	Sep 10, 2020
Instrument	2020092431
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,077.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 TARRAGONA CT, 14, SAINT AUGUSTINE, FL 32086-7635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641

Mortgage

Document Number	50741389
Date	Oct 19, 2020
Instrument	5074/1389

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 19, 2017
Property Address	15 SANTIAGO CT, SAINT AUGUSTINE, FL 32086-7641
Document Number	0043901589
Book / Page	004390 / 001589
Instrument Date	Jun 15, 2017
Instrument	41960
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 A1A BEACH BLVD ST AUGUSTINE FL 320805901, ST AUGUSTINE, FL 32080-5901

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,000 (-) Building $167,000	$167,000 (-) Building $167,000
2025	$2,238.00 (+6.57%)	$167,000 (-12.57%)	$167,000 (-12.57%)
2024	$2,100.00 (+8.02%)	$191,000 (+8.9%)	$191,000 (+8.9%)
2023	$1,944.00 (+11.92%)	$175,398 (+16.16%)	$175,398 (+16.16%)
2022	$1,737.00	$151,000	$151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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