Rockland County and Ramapo Town property record for 15 Samuel Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1959 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $386,250 (Jun 2019) |
| Tax Bill | $10,497 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392615 63.18-2-21 |
| Primary APN | 392615 63.18-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 580 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 472 ft deep x 210 ft wide |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00406760000 |
|---|---|
| Street Address | 15 SAMUEL RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Subdivision | ROSE DEV CORP |
| Legal Block | 2 |
| Legal Lot Number | 21.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 12504 |
Source: Rockland County and Ramapo Town records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 SAMUEL RD, SPRING VALLEY, NY 10977-6506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 8, 2020 | Deed of Trust, Mortgage ARK MTG |
| Jun 19, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Oct 22, 2007 · Amount on Record |
| Deed Document Number | 201917008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 3, 2026 |
| Property Address | 15 SAMUEL RD, SPRING VALLEY, NY 10977-6506 |
| Document Number | 0000011762 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202611762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 SAMUEL RD, SPRING VALLEY, NY 10977-6506 |
| Document Number | 0000011762, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 202611762 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 15 SAMUEL RD, SPRING VALLEY, NY 10977-6506 |
| Document Number | 0000027920 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 SAMUEL RD CHESTNUT RIDGE NY 109776506, CHESTNUT RIDGE, NY 10977-6506 |
| Document Number | 0000027920 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 27920 |
| Name | ARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRING VALLEY, NY 10977 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 28, 2040 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 19, 2019 |
| Property Address | 15 SAMUEL RD, SPRING VALLEY, NY 10977-6506 |
| Document Number | 0000017008 |
| Map Reference | BK 59 PG 61 MAP 2626 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019-00017008 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,546.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 VALLEYSIDE DR, SPRING VALLEY, NY 10977-5578 |
| Document Number | 0000017009 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-00017009 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Chestnut Ridge Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,497.00 (+4.28%) | $41,000 (-) Land $15,900 Building $25,100 | $47,100 (-) |
| 2023 | $10,066.00 | $41,000 Land $15,900 Building $25,100 | $47,100 Land $18,266 Building $28,834 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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